Retirement planning

With our advice, financial planning tools, and range of investment options to choose from, our Scotia advisors can help you understand, plan, and execute the right financial plan for your retirement. 

Customized financial plan 

Get a financial plan suited to your retirement goals, with customized solutions to help you achieve your goals.

Your partner for the long term

A financial plan evolves with you.

Your Scotia advisor will stay connected with you as your plan develops and changes, making sure you stay on track for your financial goals.

Plans for retirement

Start planning today with the help of a Scotia advisor.

Registered Retirement Savings Plans (RRSP)

An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.

Tax-Free Savings Accounts (TFSA)

A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1

Products for retirement

Build your plan by choosing from our most popular retirement products. 

Mutual funds

Mutual funds deliver instant diversification and professional money management in a cost-effective and convenient solution.

Scotia Essentials Portfolios™

Everything you need in one portfolio to help meet your longer-term goals, combining ScotiaFunds® and cost-effective Exchange Traded Funds (ETFs).

Scotia Selected® Portfolios

A diversified mix of ScotiaFunds and Dynamic Funds in convenient all-in-one portfolios.

Scotia INNOVA Portfolios®

One-stop portfolios that blend traditional and non-traditional asset classes to achieve long-term growth with less market sensitivity.

Scotia Partners Portfolios®

Diversified mutual fund portfolios that offer a world of opportunities in a single investment.

Are you saving for something else?

We can help you achieve your financial goals.

Get smarter with your money. Get Advice+

Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. We’ll help you build a plan that fits your life.

Talk to a Scotia advisor today

A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.

Build a plan for your future with Scotiabank

Get personalized advice from our team of advisors and investment specialists across Canada. 

Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.

Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.

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Online appointment booking

A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs.

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Have a question?

We’re ready to give you advice.

Investing FAQs