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Saving for my retirement
Get the information you need to meet your retirement goals.The Scotia Aria® Retirement Program
Fits where you are today and grows with you into tomorrow.
Let us show you how.
Together we can get your retirement on the right page
With our expert advice, financial planning tools and range of investment options to choose from, our advisors* can help you customize a retirement plan that’s right for you.
Discover our retirement program and investment products
Scotia Aria® Retirement Program
A retirement program that meets your unique needs today and tomorrow.
Equity Powered GICs (EPGIC)
Protect your principal, plus enjoy the return potential of equity investments.
Scotia INNOVA® Portfolios
Seize growth opportunities while managing risk.
Non-Redeemable GICs
Grow your money with a guaranteed interest rate.
Explore our plans and services
Registered Retirement Savings Plan (RRSP)
Lower your taxes while growing your retirement nest egg.
Tax-free savings account (TFSA)
Grow your savings and investments tax free.
Pre-Authorized Contributions (PAC)
Automatic contributions make investing easy and affordable.
Scotia RSP Plan Loan
Get a preferred lending rate and invest in an RSP for your future
Retirement Savings Calculator
Discover how your current savings and future contributions can help provide for your retirement.
Invest Automatically and Save
Find out how quickly your savings can add up by investing regularly with a pre-authorized contribution plan, or PAC.
Customized Financial Plan
Get a financial plan suited to your goals, with customized solutions to keep you on track to achieve your goals.
In Quebec: your Scotiabank Investment and Personal Banking Specialist or your Scotia Securities Inc. Mutual Fund Representative
ScotiaFunds® are managed by 1832 Asset Management L.P., a limited partnership the general partner of which is wholly owned by The Bank of Nova Scotia. ScotiaFunds are available through Scotia Securities Inc. and from other dealers and advisors, including ScotiaMcLeod® and Scotia iTRADE® which are divisions of Scotia Capital Inc. Scotia Securities Inc. and Scotia Capital Inc. are wholly owned by The Bank of Nova Scotia. Scotia Securities Inc. is a member of the Mutual Fund Dealers Association of Canada. Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.