Retirement planning

With our advice, financial planning tools, and range of investment options to choose from, our Scotia advisors can help you understand, plan, and execute the right financial plan for your retirement. 

Customized financial plan 

Get a financial plan suited to your retirement goals, with customized solutions to help you achieve your goals.

Your partner for the long term

A financial plan evolves with you.

Your Scotia advisor will stay connected with you as your plan develops and changes, making sure you stay on track for your financial goals.

The Scotia Aria® Retirement Program

The only retirement program of its kind in Canada, with a customized investment approach designed for your stage in life. A $500 investment is all it takes to get started.

Plans for retirement

Start planning today with the help of a Scotia advisor.

Special Offer

Registered Retirement Savings Plans (RRSP)

Earn up to $350 in value on an eligible TFSA & RRSP.

 

An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.

Special Offer

Tax-Free Savings Accounts (TFSA)

Earn up to $350 in value on an eligible TFSA & RRSP.

 

A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1

Products for retirement

Build your plan by choosing from our most popular retirement products. 

The Scotia Aria® Retirement Program

The only retirement program of its kind in Canada, with a customized investment approach designed for your stage in life. A $500 investment is all it takes to get started.

Special Offer

Savings Accelerator Account

Earn up to 4.05% interest until April 30, 2023 on new deposits in your eligible RRSP or TFSA with the Savings Accelerator Account.

 

Earn a competitive interest rate on your money as it grows, with no monthly account fee. Available in registered2 and non-registered plans.

ScotiaFunds® Portfolio Solutions

Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals.

Mutual funds

Mutual funds deliver instant diversification and professional money management in a cost-effective and convenient solution.

Special Offer

Guaranteed Investment Certificates (GICs)

Earn 5% on an eligible 2-year GIC.

 

A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return. 

MomentumPLUS Savings Account

A high interest savings account that rewards you the longer you save.
 

All with no minimum balance or monthly account fee.

Are you saving for something else?

We can help you achieve your financial goals.

Get smarter with your money. Get Advice+

Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. We’ll help you build a plan that fits your life.


Talk to a Scotia advisor today

A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.

Build a plan for your future with Scotiabank

Get personalized advice from our team of advisors and investment specialists across Canada. 

Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.

Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.

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Online appointment booking

A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs.

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Have a question?

We’re ready to give you advice.

Investing FAQs