Saving for my retirement

Get the information you need to meet your retirement goals.

Together we can get your retirement on the right page

With our expert advice, financial planning tools and range of investment options to choose from, our advisors* can help you customize a retirement plan that’s right for you.

Discover our retirement program and investment products

Scotia Aria® Retirement Program

A retirement program that meets your unique needs today and tomorrow.

Learn more, Scotia Aria® Retirement Program

Equity Powered GICs (EPGIC)

Protect your principal, plus enjoy the return potential of equity investments.

Learn more, Equity Powered GICs (EPGIC)

Scotia INNOVA® Portfolios

Seize growth opportunities while managing risk.

Learn more, Scotia INNOVA® Portfolios

Non-Redeemable GICs

Grow your money with a guaranteed interest rate.

Learn more, Non-Redeemable GICs

Explore our plans and services

Registered Retirement Savings Plan (RRSP)

Lower your taxes while growing your retirement nest egg.

Learn more, Registered Retirement Savings Plan (RRSP)

Tax-free savings account (TFSA)

Grow your savings and investments tax free.

Learn more, Tax-free savings account (TFSA)

Pre-Authorized Contributions (PAC)

Automatic contributions make investing easy and affordable.

Learn more, Pre-Authorized Contributions (PAC)

Scotia RSP Plan Loan

Get a preferred lending rate and invest in an RSP for your future

Learn more, Scotia RSP Plan Loan

Retirement Savings Calculator

Discover how your current savings and future contributions can help provide for your retirement.

View Tool, Retirement Savings Calculator

Invest Automatically and Save

Find out how quickly your savings can add up by investing regularly with a pre-authorized contribution plan, or PAC. 

View video, Invest Automatically and Save

Customized Financial Plan

Get a financial plan suited to your goals, with customized solutions to keep you on track to achieve your goals.

Learn more, Customized Financial Plan