Saving for my retirement

Get the information you need to meet your retirement goals.

Together we can get your retirement on the right page

With our expert advice, financial planning tools and range of investment options to choose from, our advisors* can help you customize a retirement plan that’s right for you.

Discover our retirement program and investment products

Scotia Aria® Retirement Program

A retirement program that meets your unique needs today and tomorrow.

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Equity Powered GICs (EPGIC)

Protect your principal, plus enjoy the return potential of equity investments.

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Scotia INNOVA® Portfolios

Seize growth opportunities while managing risk.

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Non-Redeemable GICs

Grow your money with a guaranteed interest rate.

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Explore our plans and services

Registered Retirement Savings Plan (RRSP)

Lower your taxes while growing your retirement nest egg.

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Tax-free savings account (TFSA)

Grow your savings and investments tax free.

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Pre-Authorized Contributions (PAC)

Automatic contributions make investing easy and affordable.

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Scotia RSP Plan Loan

Get a preferred lending rate and invest in an RSP for your future

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Retirement Savings Calculator

Discover how your current savings and future contributions can help provide for your retirement.

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Invest Automatically and Save

Find out how quickly your savings can add up by investing regularly with a pre-authorized contribution plan, or PAC. 

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Customized Financial Plan

Get a financial plan suited to your goals, with customized solutions to keep you on track to achieve your goals.

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