Scotia Momentum®  Visa* Card (for students)  

Get up to 2% cash back on eligible gas station, grocery store, drug store purchases and recurring payments.1

Special Offer

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

Is this Credit Card right for you?

Right for you if you:

  • Are a student enrolled in a Canadian post secondary school and this is one of your first Credit Cards
  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month 
  • Want an interest-free grace period on purchases'
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee 

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Have a steady income of more than $12000/year (income requirement subject to change) as you may qualify for other types of available Credit Cards 
  • Prefer other types of rewards available with our other Cards 

Fees, rates & other information

Annual fee3 $39/year
Interest rates3

19.99% on purchases

22.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit3 $500
Each supplementary Card3 $15/year

What's included with your Card

Scotia SelectPayTM

A flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with low interest rates on your plan and no installment plan fee.11

Limited Time Offer

Choose from flexible Scotia SelectPayTM* installment plans on eligible Home Hardware purchases made with your Scotia Momentum® Visa* (for students) credit card, of up to 24 months with no interest and no fees on plans.

Get the Scotia Momentum® Visa* Card (for students)

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Momentum Visa credit card

Scotia Momentum® No-Fee Visa* Card (for students)

Get up to 1% cash back on eligible purchases with no annual fee.1

Annual fee: $0

Interest rates: 19.99% on purchases / 22.99% on cash advances

Scotiabank ®  Scene+™ Visa* Card for Students  

Scotiabank Scene+TM Visa Card (for students)

Earn 2x the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, and Cineplex.4
Annual fee: $0
Interest rates: 
19.99% on purchases / 22.99% on cash advances

Discover your credit card rewards

Enter your monthly spend details to compare Scotiabank's credit card benefits and calculate your rewards.

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Choose the right credit option for you

Tell us about your spending and borrowing needs and we'll help you find the credit solution that's right for you.

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