Get the Scotia Momentum® Visa* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years?
Visit a branch to apply. Use our Branch Locator

Get a supplementary credit card

Earn more cash back rewards

You will earn cash back on the purchases made by your Supplementary Cardholder at the same rate that you earn cash back rewards on purchases made on your card.

Simplify record keeping 

Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!6

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.7

Click to Pay - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.8

Scotia Momentum® 
Visa* Card

Get up to 2% cash back on eligible purchases with a low annual fee.1

Special Offer

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

Apply now

Fees, rates & other information

Annual fee3

Interest rates3
on purchases/on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit3

Each supplementary card3

What's included with your Card

The Scotia Momentum® suite of cash back Visa* Cards

Are you a fan of cash back?

The Scotia Momentum® VISA* Infinite card, Scotia Momentum® VISA* card & Scotia Momentum® No-Fee VISA* card.

Is one of these the right card for you?

Watch video

Scotia SelectPayTM

A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.11

Get the Scotia Momentum® Visa* Card



Enjoy unique benefits, rewards, and so much more.


By Phone

Call Scotiabank


In Person

Make an appointment at your local branch

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Special offer
Momentum Visa Infinite card image

Scotia Momentum® Visa Infinite* Card

Get up to 4% cash back on eligible purchases.

Annual fee: $120

Interest rates: 20.99% on purchases / 22.99% on cash advances

Special offer
Momentum Visa Card image

Scotia Momentum® No-Fee Visa* Card

Get up to 1% cash back on eligible purchases.

Annual fee: $0

Interest rates: 19.99% on purchases / 22.99% on cash advances