Scotiabank® U.S. Dollar Visa* Card

  • No U.S. $ currency conversion fee.
  • No annual fee for supplementary cards.
  • Purchase Security and Extended Warranty Protection.

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure U.S. dollar payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation 
  • Don’t make transactions in U.S. dollars or do not have a means to pay in U.S. dollars  

Great reasons to get this card for your U.S. dollar purchases

The convenience and flexibility of paying in U.S dollars.

  • No U.S dollar foreign currency conversion fee.
  • Purchase Security and Extended Warranty Protection
  • Free Supplementary Cards.1
  • Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
  • Eligible for Apple Pay & Google Pay.

Fees, rates & other information2

Annual fee:

Interest rates:
19.99% on purchases
22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

Minimum credit limit:

Each supplementary Card:

What's included with your Card

Your card comes with benefits

Save on car rentals

As a Scotiabank® U.S. Dollar Visa* Cardholder, you can save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S. when you pay with your Scotiabank® U.S. Dollar Visa* card. 

Purchase security and extended warranty

Now you can enjoy the freedom to make U.S. dollar purchases in U.S. funds without the worry of currency conversion fees or exchange rate fluctuations.

Pay your Visa statement with U.S. dollars directly from your Scotia® U.S. Dollar Daily Interest Account. If you don't have one, open one in Branch, through Scotia OnLine® Financial Services, or by calling 1-800-4SCOTIA.

Instant cash advances

Obtain cash advances at :

  • Over 1 million ABMs around the world displaying the Visa/PLUS symbols.
  • Or, access your Scotiabank® U.S. Dollar Visa* card account with your ScotiaCard when you link the two together.

Link your Scotiabank® U.S. Dollar Visa* account to your ScotiaCard® you can use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for Visa account information.

Free supplementary Card

Extend your Scotiabank® U.S. Dollar Visa* benefits to family members.1

Get the Scotiabank® U.S. Dollar Visa* Card

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Worry-free U.S. dollar purchases with no currency conversion fees.

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By phone

takes about 8 minutes

Not sure if this is the right credit card for you?