Banking 101

It’s your money. We’re here to help you learn how to get the most out of it.

Mortgages

A mortgage is a loan from a bank or alternate lender that helps you buy a piece of property, such as a house, condo, or commercial building.

To learn about different options, contact a Scotia Home Financing Advisor to get the best mortgage for you.

Feel right at home with the right mortgage.

Ready to apply or a have a few more questions? Here’s how you can get the right advice on buying a new home or simply get started online.

Start your mortgage

Useful tools

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Get personal Advice from a Scotia Home Financing Advisor


Get advice that delivers a solution customized to your needs by meeting with a Home Financing Advisor wherever is convenient for you.

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Apply online for a mortgage


Get pre-approved for a mortgage, search for a home, calculate what you can afford, and get a mortgage approval all in one place, all online. 

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Looking to buy?

 

The Scotia Total Equity® Plan (STEP) is a flexible borrowing plan tied to the equity in your home. Sign up for STEP as part of your mortgage process and unlock future borrowing power all with one easy application.

Let’s have a conversation

A good financial plan can help you accomplish your short and long-term financial goals. A simple chat with our Scotia advisors will get you on the right track.

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Meet your Scotia advisor in a branch near you.
Book an appointment