Banking 101

It’s your money. We’re here to help you learn how to get the most out of it.

Mortgages

A mortgage is a loan from a bank or alternate lender that helps you buy a piece of property, such as a house, condo, or commercial building. 

There are different terms and rates depending on your home ownership needs, so it’s a good idea to work with your Scotia advisor to find the best mortgage for you.

Explore more

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Buying a home Pt 1 - Here's how you get started.

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Buying a home Pt 2 - Figuring out how much home you can afford.

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Buying a home Pt 3 - Locking in your mortgage rate.

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Buying a home Pt 4 - How to avoid a nasty surprise with those closing costs.

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Learn about mortgage rates with Home Financing Advisor Raquel Ferreira.

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Things to think about before you renovate your home.

Related articles

When buying a home, you’ll want one that works with your financial plan. Here are a few things to consider before taking out a mortgage.

How much house can I afford?

Useful tools

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Looking to buy?


Find out what your mortgage payments might be so you can ensure it fits your budget.

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Get personal Advice from a Scotia Home Financing Advisor


Get advice that delivers a solution customized to your needs by meeting with a Home Financing Advisor wherever is convenient for you.

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Apply online for a mortgage


Get pre-approved for a mortgage, search for a home, calculate what you can afford, and get a mortgage approval all in one place, all online. 

Let’s have a conversation

Our Scotia advisors are here to help you plan your financial future. With a simple chat, we’ll get you on track to accomplish your financial goals, big and small.

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