Banking 101 – Borrowing

Bank loans and lines of credit can be used to make important purchases, manage home improvements, or even start a business. Conveniently, you can pay the money you owe back in instalments that work for you over time.

Find out more about the different types of loans available to you.

Did you know…

Nearly three in four Canadians reported that rising prices are affecting their ability to meet day-to-day expenses. Budgeting can help you stay on track.**

Useful tools


Finding a loan that works for you

Our personal loan calculator can help you estimate the payment options that best suit your financial needs.


Looking for a card that’s right for you?

Take the guesswork out of choosing a credit or debit card. Use our tool to pick the type of reward or benefit that you’re most interested in.


How much do you need to finance a car?

Try our auto loan calculator for an estimate of what you need to finance your next vehicle.

Let’s have a conversation

A good financial plan can help you accomplish your short and long-term financial goals. A simple chat with our Scotia advisors will get you on the right track.

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