Banking 101

It’s your money. We’re here to help you learn how to get the most out of it.


Bank loans and lines of credit can help you purchase things like a car, manage home improvements, or start a business. You pay the money back in instalments over time, including interest, which is the cost of borrowing the money.

Learn more about the different types of loans and options available to you.

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Useful tools


Finding a loan that works for you

Our personal loan calculator can help you estimate the payment options that best suit your financial needs.


Looking for a card that’s right for you?

Take the guesswork out of choosing a credit or debit card. Use our tool to pick the type of reward or benefit that you’re most interested in.


How much do you need to finance a car?

Try our auto loan calculator for an estimate of what you need to finance your next vehicle.

Let’s have a conversation

A good financial plan can help you accomplish your short and long-term financial goals. A simple chat with our Scotia advisors will get you on the right track.

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