Effective November 22, 2021, changes are coming to the SCENE and Scotia Rewards programs. Learn more
Redeem Points for Credit
Overview
You’re already earning Scotia Rewards® points with your everyday purchases made using your Scotia Rewards Program Card, so why not use your points to pay down your credit card balance, or convert your Scotia Rewards points to cash to apply to your bank account so you can buy groceries, the latest tech, or other things you may need.
What’s more! Redeeming your Scotia Rewards points for a credit has never been easier. You can now redeem Scotia Rewards Points for Credit online by signing into your Scotia OnLine account or your Scotiabank Mobile Banking App and clicking on the ‘Redeem points for credit’ link, or you can visit the Scotia Rewards Points for Credit page on scotiarewards.com.
With the Scotia Rewards Points for Credit featureΔ the flexibility and choices available with your points are endless.
How to Redeem Points for Credit?
More ways to reward yourself with Scotia Rewards points
The Scotia Rewards program is operated by Scotiabank. www.scotiarewards.com
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Registered trademark of The Bank of Nova Scotia.
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Once the request to redeem Scotia Rewards Points for Credit has been submitted, you cannot cancel the request and no changes can be made. Minimum redemption requirement of 3,000 Scotia Rewards points to redeem for Scotia Rewards Points for Credit and redemption values are subject to change.
Credit Card customers: It may take up to two statement periods (approximately 60 days) following your Scotia Rewards Points for Credit redemption request for the credit to appear on your Scotiabank credit card account (the “Program Card Account”). The Program Card Account is the Scotiabank credit card or debit card account that earns Scotia Rewards points. Your Program Card Account must be open and in good standing at the time you redeem and at the time the credit is applied to it.
The Scotia Rewards Points for Credit will be applied towards the balance of the Program Card Account, and not towards a particular transaction. Remember even if you redeem for Scotia Rewards Points for Credit, you are still responsible for making the monthly Minimum Payment on your Credit Card Account by the Payment Due Date.
See the 'Redeem Scotia Rewards Points for Credit' section of the Scotia Rewards Terms and Conditions for full details as applicable to your Program Card Account (Credit Card).
Debit Card customers: Your Program Card Account must be open at the time the deposit is made to the Program Card Account. The Program Card Account is the Scotiabank credit card or debit card account that earns Scotia Rewards points. It may take up to 2-3 business days, following a request to redeem Scotia Rewards Points for Credit, for the deposit to appear on the Program Card Account.
See the 'Redeem Scotia Rewards Points for Cash' section of the Scotia Rewards Terms and Conditions for full details as applicable to your Program Card Account (Debit Card).