Redeem Points for Credit


You’re already earning Scotia Rewards® points with your everyday purchases made using your Scotia Rewards Program Card, so why not use your points to pay down your credit card balance, or convert your Scotia Rewards points to cash to apply to your bank account so you can buy groceries, the latest tech, or other things you may need.  

What’s more! Redeeming your Scotia Rewards points for a credit has never been easier. You can now redeem Scotia Rewards Points for Credit online by signing into your Scotia OnLine account or your Scotiabank Mobile Banking App and clicking on the ‘Redeem points for credit’ link, or you can visit the Scotia Rewards Points for Credit page on

With the Scotia Rewards Points for Credit featureΔ the flexibility and choices available with your points are endless.

How to Redeem Points for Credit?

More ways to reward yourself with Scotia Rewards points

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