Invest regularly with Pre-Authorized Contributions

Pre-Authorized Contributions (PACs) are a simple and easy way to help you meet your investing goals.

Pre-Authorized Contributions (PACs) are a convenient way to build up your savings for retirement. You choose the amount you’d like to contribute, and how often–and you make adjustments at any point in time! You’ll build up your savings for retirement faster and you decide which accounts or investments you’re using to save. 


How setting up a PAC benefits your investments:

  • Investing regularly eliminates the guesswork of when to invest.

  • Avoid RRSP deadline scramble.

  • Compounding potential for better long-term growth.

  • Get started with as little as $25 per month.

  • Set-up a PAC today

    To an existing investment

    Sign in to Scotia OnLine

    choose Quick Menu > Add to existing Investment > Pre-Authorized Contributions

    To open a new account choose Products & Services > Select Products & Services > Investment & Wealth Services

    Come in and get started

    Discuss with a financial advisor the right investment for you.

    Find your nearest branch