Basic Plus Bank Account

A basic account with value-added features

Top features:

  • 25 free debit transactions3 per month
  • Free Interac e-Transfer transactions

Is this Chequing Account right for you?

Right for you if you:

  • Can benefit from up to 25 debit transactions per month included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

Account features

  • 25 free debit transactions3 per month

  • Send money globally for $1.99 with Scotia International Money Transfer±.

Account fees

$0* or $11.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

Easy Switch

We made switching banks easy, just for you.

Learn how to switch to Scotia

Banking for Seniors

Seniors aged 60+ will receive an automatic monthly account fee discount of $4.00.

View Seniors' Discount

Want to see more?

Ultimate Package

Spend, save, and invest, all from one package.

Ultimate Package details

Preferred Package

Our most popular features packaged for your everyday banking needs.

Preferred Package details

Need help selecting your account?

Tools and calculators

money icon

Managing your money just got smarter

Scotia Smart Money by Advice+. A set of money management features in the Scotiabank mobile app that gives you personalized insights, advice, and more control over your money.

calculator icon

Learn where you are spending and saving

A great way to plan for your financial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.

savings icon

Pay yourself first

With Pre-Authorized Contributions see how easy it is to reach your savings goals through regular and automatic savings.

Let's get started!

Apply online or in person

In person

Talk to a Scotiabank advisor.