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Get started by choosing a rewards program for this account.

Scotia Rewards® points for travel and more

SCENE®* Rewards points for movies and meals

I don’t want rewards

Basic Plus Bank Account

A basic account with value-added features

Top features:

  • 25 free debit transactions3 per month
  • Free Interac e-Transfer transactions
Basic Plus Bank Account
Get Basic Plus Bank Account

Account features

  • 25 free debit transactions3 per month

  • Send money globally for $1.99 with Scotia International Money Transfer±.

  • Free Interac e-Transfer transactions 

Account fees

$0* or $11.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

Get rewarded

Earn points on everyday purchases with your choice of rewards program10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

Easy Switch

We made switching banks easy, just for you.

Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount

Want to see more?

Ultimate Package

Spend, save, and invest, all from one package.

Ultimate Package details

Preferred Package

Our most popular features packaged for your everyday banking needs.

Preferred Package details