Sign InBasic Banking Account
Choose the rewards program that best suits you
Earn and redeem
Scotia Rewards travel points
Scotiabank Passport® Debit Card
Now use debit to earn travel rewards
Sign up today and get up to 5,000 Scotia Rewards points1
Earn SCENE points for
movies, meals and more
Scotiabank SCENE Debit Card
The fastest way to earn SCENE points
Sign up today and get up to 5,000 SCENE points2
Access banking at
any of our nearly 4,000 ABMs
ScotiaCard
Your access to
banking
Instant access to Scotiabank's full range of convenient money management services.
Monthly Fee
$3.95/mo
Seniors fee (age 60+)
FREE
3 easy steps
100% safe & secure
Top reasons to choose this account
12 transactions every month3 including up to 4 teller-assisted transactions4
2 Free Interac e-Transfers per month5
Ideal if your banking needs are minimal
Account Details
Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.
| Core Account Features & Fees | |
|---|---|
| Monthly Fee | $3.95 mo $0.00 after Seniors Discount |
| Number of debit transactions | 124(up to 4 teller-assisted transactions6) |
| Charge for additional debit transactions | $1.25/each |
| Minimum daily balance to waive fee |
N/A |
| Account Extras | |
|---|---|
| Interac e-Transfers |
2 Free Interac e-Transfers per month5 |
| Cheques |
Personalized cheques can be purchased |
| Discounts |
Discounted Seniors banking (age 60 and over) |
| Record Keeping Charges may apply for additional record-keeping services |
|
|---|---|
| Paperless | Free |
| Paper Statement | Free |
| Paper statement with cheque image return | Free |
| Interest Rate |
|---|
| No interest is paid on this account. |
Helpful Account Services
Great services to help you manage your money
Free Scotia® InfoAlerts
Receive an email, text message, or in app push notification when important account activity happens.
Interac7 e-Transfer
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Pre-Authorized Payments
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.
Direct Deposit
Have your paycheque, pension and more automatically deposited into your account and access your money right away.
Overdraft Protection
Manage everyday expenses knowing you won't be caught short of funds.
Free Add-Ons
Make saving easier with these convenient add-ons.
Bank The Rest® Savings Program
Bank The Rest® Savings Program
Pre-Authorized Contributions
Save automatically. It's the easiest way to save for the things that matter to you
Tools
Additional Information
Transactions include3 up to 4 teller-assisted transactions and up to 12 self-serve transactions encompassing: Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
Additional transactions cost $1.25 each.
Day to Day Banking Companion Booklet
1227114 (08/18) | pdf : 522 KB
You'll need Adobe Acrobat Reader to download PDF brochures.
Basic Banking Account
To qualify for the 5,000 SCENE points or 5,000 Scotia Rewards points (the “Offer”), you must (1) open a new Scotia One™ Account, Basic Banking Account, Basic Banking Plan, Student Banking Advantage Plan, or Getting There Savings Account for Youth (an "Eligible Account") with a SCENE ScotiaCard or Passport ScotiaCard, respectively, by April 30, 2019, and (2) set up your payroll so that it is deposited into your Eligible Account or set up a minimum of 2 separate pre-authorized transactions (“PATs”). If you are not already a SCENE member, you will need to open a SCENE membership account and then connect it to your SCENE ScotiaCard. Your first payroll deposit or PATs must be deposited or credited in the Eligible Account within 60 days of account opening. The Eligible Account must be open and in good standing until the time of payout. The Eligible Account is not in "good standing" if (i) it has a negative balance exceeding the authorized overdraft limit or (ii) it has been in continuous overdraft for a period of three (3) consecutive months. If the Eligible Account is opened with a SCENE ScotiaCard, the bonus SCENE points will appear as an adjustment on your SCENE membership account within 3 statement cycles after Eligible Account opening. If the Eligible Account is opened with a Passport ScotiaCard, the bonus Scotia Rewards points will appear as an adjustment on your Scotia Rewards account within 3 statement cycles after Eligible Account opening. Existing Scotiabank chequing account holders are not eligible for this Offer. For joint accounts, if at the time of payout of the bonus points each joint account holder has a SCENE ScotiaCard or Passport ScotiaCard, points will be split equally. This Offer is non-transferable; only one 5,000 bonus point Offer may be applied to the each new Eligible Account. All rates, fees, features and benefits are subject to change. Offers may change, be extended and cannot be combined with any other offers.
Conditions and limitations apply. When you open a new SCENE-eligible bank account and get a SCENE ScotiaCard® debit card, you will receive 5,000 SCENE points on your SCENE membership account after you have set up: a pre-authorized payroll deposit or 2 pre-authorized transactions for a minimum of $25 per transaction. Your automatic payroll or pre-authorized transactions must clear your account within 60 days of opening your account, and thereafter at least once per month for twelve (12) consecutive months in order to qualify. 5,000 SCENE points will be added to your SCENE membership account within 2-3 statement cycles after your pre-authorized transactions clear your account. The account must be open and in good standing until the time of payout. SCENE members can redeem 1,000 points for a free General Admission movie ticket. This offer does not apply to existing Scotiabank account holders. This offer cannot be duplicated or combined with any other offer. Scotiabank may withdraw or change this offer at any time without notice.
Self-service transactions are debit transactions processed without the help of a teller through a Scotiabank ABM, telephone or Internet banking including cheques, bill payments (including pre- authorized payments) and Interac** Direct Payments. Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.
Teller-assisted transactions are debit transactions processed directly with a teller at a Scotiabank branch.
Only the first 2 Interac e-transfers you make each month through Scotia Online or Scotiabank Mobile banking (using your AndroidTM* phone, or iPhone or iPad mobile devices) are free. Unused free Interac e-transfers cannot be carried forward to subsequent months.
Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.
In the event of a return and/or exchange of any purchase for which SCENE Points were allocated, SCENE Points will be deducted automatically from your SCENE membership account. SCENE points can only be redeemed at participating Cineplex Entertainment theatres or scene.ca for other points offers (or rewards). Some conditions and limitations apply. Visit scene.ca for complete details. Points accumulated using the SCENE ScotiaCard will be updated within 2-3 business days for debit transactions.
Registered Trademark of The Bank of Nova Scotia