Scotiabank Revolving Credit Products and Cardholder Agreements

Important Notice

Effective August 1st, 2019, the Minimum Payment is changing for Quebec residents with a Personal Scotiabank Credit Card account. The minimum payment is based on a percentage of your outstanding balance each month.

In addition, we are making further updates for Quebec residents to the agreements that apply to your Personal Scotiabank Credit Card and Personal Scotia Line of Credit accounts.

Click on the link below for full details.

At Scotiabank, we are committed to helping you better understand the terms and conditions associated with your revolving credit products and any updates or changes that we make to them.  Please click on the link below to review the current cardholder agreement for your account and any applicable Notice of Change.

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