Scotiabank Passport® Visa Infinite Business* Card
Earn up to $1,220* in value in the first 12 months, including up to 40,000 bonus Scene+ points1
Earn up to $1,220* in value in the first 12 months, including up to 40,000 bonus Scene+ points1
Product details
- Earn 1.5X the Scene+TM‡ points for every $1 spent2 on purchases for your business
- Enjoy no Foreign Transaction Fees3 whether you make purchases online or outside of Canada
- Get access to airport lounges with your complimentary Visa Airport Companion Program membership4 when you fly for your business
Fees, rates & other information5
Annual fee
$199/year
Interest rate
19.99% / 22.99%
19.99% on purchases
22.99% on cash advances^
Minimum credit limit
$10,000
Up to $150,000 unsecured†
Each supplementary Card
$0/year for secondary Card
($50/year on each additional Card)
Get Rewarded with Scene+
Earn 1.5X points
- Earn 1.5X the Scene+TM‡ points for every $1 spent2 on purchases for your business
Redeem at participating partners
- Redeem your Scene+ points on what you want for your business – business travel, office improvements, entertainment, groceries, gift cards from 60+ brands, tech, and even account credits. Learn more.
- Set individualized controls for employees for any and every aspect of business spend, and manage transactions from anywhere
- Drive efficiency and save time while making informed business decisions with reports and a customizable dashboard
- Add notes and photos of receipts in one convenient place with digital receipt capture
- Automatically export Visa card transactions to accounting software like Intuit QuickBooks, Sage Business Cloud and Xero
Visa Spend Clarity for Business
Powerful Spend Management
Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.
Your card comes with benefits
As a Scotiabank Passport® Visa Infinite Business* Card member, you’ll enjoy rewards and travel benefits.
No foreign transaction fee3
We will not charge you a foreign transaction fee on foreign currency purchases whether you make them online or outside of Canada. Only the exchange rate will continue to apply.
6 Complimentary airport lounge access4
Your card gives you (the Primary Cardholder) complimentary Visa Airport Companion Program (“Program”) membership, plus six complimentary lounge visits per year from the date of enrollment, providing you with access to 1,200+ airport lounges globally, including participating Plaza Premium Lounges. Use the six complimentary lounge visits for yourself or anyone travelling with you.
Redeem rewards easily for yourself or someone else
Use your points for travel, merchandise, gift cards for your business and more.7,8
Exclusive savings
Turn business purchases into business savings with Visa SavingsEdge.5
Manage Visa Business card expenses more efficiently
Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business6, a web-based tool that allows you to track expenses and helps you stay on budget.
Visa Infinite benefits10
Visa Infinite Benefits with your Card which include Visa Infinite Concierge and the Luxury Hotel Collection.
Avis car rental
Take advantage of the complimentary Avis Preferred Plus membership9
Get a supplementary Card
Add Supplementary cards for your employees. One account, multiple cards. Added benefits!
Scene+ makes every experience more rewarding.
Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.
Manage your credit card
How can we help?
Apply online or in person
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Scotiabank Passport® Visa Infinite Business* Card
By phone
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In Person
Talk to a Scotiabank advisor.
To apply for the Scotiabank Passport Visa Infinite Business Card you must declare that you meet at least one of the following requirements:
You have a minimum business annual sales revenue of CAD $500,000, you have at least $60,000 in personal annual income, you spend at least $30,000 annually on your credit card, you have a least $100,000 in annual household income, or you have at least $250,000 in assets under management.
Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of November 1, 2024:
$300 in travel rewards (30,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Business Card clients who spend $5,000 within the first 3 months;
$100 in travel rewards (10,000 bonus Scene+ points) when you spend $60,000 on your Scotiabank Passport Visa Infinite Business Card within the first 12 months;
$100 in foreign transaction fee savings based on average first year annual foreign spend per Scotiabank Passport Visa Infinite Business Card account (save the 2.5% foreign transaction fee markup typically charged by card issuers);
$300 in first year point earn potential (30,000 Scene+ points) on eligible business purchases based on average annual first year spend per Scotiabank Passport Visa Infinite Business Card account;
$420 value with a complimentary Visa Airport Companion Program Membership and 6 lounge passes (annual membership of approx. CAD$135/USD$99 plus 6 lounge passes at CDN$48/USD$35 per pass). Currency conversion as at September 10, 2024.
Potential First Year Value = up to $1,220
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.
Offer Description and Conditions: The 40,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Passport Visa Infinite Business credit card accounts (“Account”) opened by October 31, 2025 subject to the conditions below.
To be eligible for 30,000 bonus Scene+ points (the “30,000 Point Bonus”), you must open a new Account by October 31, 2025 and have at least $5,000 in eligible purchases posted to your new Account in the first 3 months of the Account open date. To qualify for an additional 10,000 bonus Scene+ points (the “10,000 Point Bonus”), you must have at least $60,000 in eligible purchases posted to your new Account in the first year (12 months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.
The applicable point bonus will be credited approximately 8 weeks after the qualifying amount in eligible purchases (i.e., $5,000 or $60,000) has been posted to the Account (within the first 3 months for the 30,000 Point Bonus or within the first 12 months for the 10,000 Point Bonus) provided the Account is open and in good standing. For Joint Accounts with a Primary Borrower and Co-borrower, the applicable point bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases (i.e., $5,000 or $60,000). If a supplementary cardholder completes the last qualifying transaction, the applicable point Bonus will be credited to the Primary Borrower’s Scene+ account. Points can be transferred between Primary and Co-Borrower or Supplementary Cardholder’s Scene+ accounts by contacting Scene+. The Account is considered in good standing if it is past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended without notice at any time and cannot be combined with any other offers.
Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank small business credit card in the past 2 years, including those that switch from an existing Scotiabank small business credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank personal credit cardholders are also eligible for the Offer.
Rates and Fees: The current annual fee is $199 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to co-borrowers and supplementary cardholders).
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Welcome Kit you will receive if approved and are subject to change.
You will earn 1.5 Scene+ points per $1 on eligible business purchases. Points are not awarded for Cash Advances (including Balance Transfers and Cash-Like Transactions), returns, refunds or other similar credits, card payments, fees, interest charges or other charges.
Any unused Scene+ points will be subject to the cancellation or expiration terms that apply to them under the Scene+ program. See the Scene+ program terms at www.sceneplus.ca for more information.
Primary Cardholders with a valid Scotiabank Passport™ Visa* Infinite Business Card account (the “Account”) have access to participating lounges within the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit either through the Visa Airport Companion App (available to download for free) or on the Program Website using a valid Card on the Account. Upon enrollment, 6 complimentary lounge visits will be available for the Primary Cardholder per membership year; the complimentary visits can be used by any Cardholder for themselves and for their accompanying guests at participating lounges (however, Primary Cardholder must be present for each such use). Lounge visits are counted on a per person per visit basis (e.g. lounge access by a Cardholder and one accompanying guest will count as two (2) visits). All additional visits beyond complimentary visits are subject to a fee of $32 USD (subject to change) per person per visit. Applicable lounge access fees will be charged to the Card connected to the Cardholders’ Program membership (i.e. the Card enrolled in Program).
To view a full list of participating airport lounges, their facilities, opening times and restrictions Cardholders can visit the Program App and Website. To view the full Terms and Conditions for the Program, including DragonPass Terms of Use and Privacy Policy and Visa’s Privacy Policy that apply to the Program, visit the Visa Airport Companion Program App or Website.
The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor The Bank of Nova Scotia is responsible for the Program or any claims or damages arising from participation in the Program.
Unless the Program membership is suspended or cancelled, the Program membership and any included complimentary lounge visits (if applicable) will automatically renew annually on the anniversary date (based on date when the Cardholder enrolled for the Program). Program membership will be cancelled if your Scotiabank Passport™ Visa* Infinite Business Card is cancelled. If your Scotiabank Passport™ Visa* Infinite Business Card is renewed or replaced, remember to update your card details within the Visa Airport Companion Program (either on the App or on the Program Website).
Access upon presentation of a valid and enrolled Scotiabank Passport™ Visa* Infinite Business Card, while available in most lounges within the Visa Airport Companion Program, is subject to availability.