Loans & Leases

Choose a loan or lease solution to meet your business needs

Term Loan for business1

Access to cash for purchasing fixed assets with a competitive rate1.

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Term Loan for agriculture1

Cost-effective and flexible for things like purchasing machinery, land, breeding stock, making building repairs, or renovations.

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Black-Led Business Financing Program

Supporting Black-led businesses through access to financial solutions, advice, and the benefit of offers from Bank partners. 

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Scotia Leasing1

Minimize the impact to your cash flow and get the asset or equipment for your business without the risk of ownership.

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Real estate lending

Income Property Lending Program (IPL)

To finance an income generating property at competitive rates1.

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Scotia Flex for business1

The program that allows you to unlock your capital to grow your business.

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ScotiaFlex for agriculture1

Customize your farm financing needs with multiple credit products under one global credit limit.

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Farm Mortgage1

Flexible and generous terms to match your cash flow for things like buying farmland, making capital improvements or refinancing.

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Government programs and affiliates

Canadian Small Business Financing Program – Term Loan1

A government program to help existing businesses or start-ups acquire the necessary financing to purchase equipment, leaseholds improvements, intangible assets, working capital costs, and property.

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Canadian Agriculture Loans Act

Cost effective, flexible term financing for farm assets including machinery, equipment, buildings or land.

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