Loans & Leases
Term Loan for business1
Access to cash for purchasing fixed assets with a competitive rate1
Term Loan for agriculture1
Cost-effective and flexible for things like purchasing machinery, land, breeding stock, making building repairs, or renovations.
Black-Led Business Financing Program
Supporting Black-led businesses through access to financial solutions, advice, and the benefit of offers from Bank partners.
Scotia Leasing1
Minimize the impact to your cash flow and get the asset or equipment for your business without the risk of ownership
Real Estate Lending
Income Property Lending Program (IPL)
To finance an income generating property at competitive rates1
Scotia Flex for business1
The program that allows you to unlock your capital to grow your business
ScotiaFlex for agriculture1
Customize your farm financing needs with multiple credit products under one global credit limit.
Farm Mortgage1
Flexible and generous terms to match your cash flow for things like buying farmland, making capital improvements or refinancing.
Government programs and affiliates
Canadian Small Business Financing Program – Term Loan1
A government program to help existing businesses or start-ups acquire the necessary financing to purchase equipment, leaseholds improvements, intangible assets, working capital costs, and property.
Canadian Agriculture Loans Act
Cost effective, flexible term financing for farm assets including machinery, equipment, buildings or land.