Scotia Flex for business1

The program that allows you to unlock your capital to grow your business

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Program benefits:

  • Enjoy flexible financing solutions to grow your business
  • Customize your business credit needs with multiple products under one global credit limit1
  • Eliminate application fees for individual products
  • Proactively manage your cash flow to meet your business obligations

Right for you if:


  • You have been operating your business for a minimum of 2 years1
  • You have equity built in your property (could be your home, vacation or commercial properties)
  • You want flexibility to manage your long-term business borrowing needs

Account Details


  • Turn the equity in your home, or commercial property into a valuable asset
  • Get approved for a global credit limit of up to $2 Million1
  • Control what type of borrowing product mix best suits your needs

Product Availability for Program


Credit Line for business

A valuable tool to help manage your cash flow

Term Loan for business

Access to cash for purchasing fixed assets

Scotiabank Passport Visa* Infinite Business* Card

Earn points on everyday purchases for your business

Scotia Momentum® for business Visa* card

Earn cash back on everyday purchases for your business

ScotiaLine® for business Visa* card

Enjoy the features of a business line of credit with the flexibility and convenience of a credit card

Visa* Business Card Program

Earn cash back on all eligible purchases for your business

Overdraft Protection for business

A safety net to keep your day-to-day operations going in case your account balance dips below zero

Scotiabank® GM®* Visa* Business Card

Get GM Earnings on all eligible purchases for your business

Equipment Leasing

Maximize working capital with flexible equipment financing and leasing solutions

Import Letters of Credit

Eliminate the need to pay for goods in advance

Export Letters of Credit

Enhance your ability to collect payment

Letters of Guarantee

Accept open credit terms knowing you have a safety net

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What is a real estate secured line of credit and how can it work for your business?

Turn the equity in your property into an asset. Here are some tips on how a secured line of credit could work for your business.

Take your business to the next level.

Get Scotia Flex for business. A secure lending option so you can grow your business.

Scotia Flex for business1
The program that allows you to unlock your capital to grow your business
Contact Us
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