Scotia Momentum® for business Visa* Card

Special Offer

2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $79).1

Product details

  • 3% cash back on eligible gas station, restaurant and office supply store purchases, and on eligible recurring bill payments and 1% cash back on all other everyday purchases for your business2
  • 25-day interest-free grace period on new purchases3
  • Suite of comprehensive insurances

Fees, rates & other information4

Annual fee


Interest rates

19.99% / 22.99%

19.99% on purchases
22.99% on cash advances^

Minimum credit limit


Up to $150,000 unsecured

Each supplementary Card


Visa Spend Clarity for Business

Powerful Spend Management

Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.

Your card comes with benefits

Save when you shop

With Visa SavingsEdge*5 receive discounts on your business purchases.

Organize and track business expenses

Spending on your Scotia Momentum for business Visa card is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.

Cash flow

Make the most of your card. Consolidate all your recurring payments on your card and turn them into cash back rewards!

Get supplementary cards

Add Supplementary cards for your employees6. One account, multiple cards. Added benefits!

Save time at the checkout

Tap your Scotia Momentum for business Visa* card for quick easy payments.

Get a supplementary Card

Add Supplementary cards for your employees. One account, multiple cards. Added benefits!

Learn more

How can we help?

Apply online or in person

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Scotia Momentum® for business Visa* Card

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