ScotiaGold Passport® for business Visa* Card
No longer being sold
- 30,000 Bonus points worth $300 in travel1
- Earn points with every card purchase2
- Book on any airline, anywhere, anytime3
22.99% on cash advances, balance transfers and Scotia Credit Card Cheques
minimum; up to $100,000 unsecured
- 1 point for every $1 spent2
- 5% cash back 4 on travel purchases made through the Scene+ Travel Service3
- 50% off the annual fee of your personal ScotiaGold Passport Visa card5
- Transfer points between business and personal accounts or convert to Scene+TM points
Use your points for travel, merchandise or gift cards for your business.7
Use your points to pick up your favourite brand-name products or get a gift card from restaurants, cafés and stores that you can use for your business.7
Also apply for a personal Scotia Gold Passport Visa card. Then you can simply combine points earned on both your business and personal Scotiabank credit cards when you’re ready to redeem.7
Get 5% cash back4 when you book airline tickets, car rentals and hotels through Scene+ Travel.3
With Visa SavingsEdge* receive discounts on your business purchases.
Spending on your ScotiaLine for business Visa account is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.
Renting a car for business? Save on car rentals with discounts of up to 25% at participating AVIS car rental locations worldwide.
Charge at least 75% of the full ticket cost to your ScotiaGold Passport for business Visa card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.
Charge the full cost of your eligible rental car to your card and you’re automatically insured if your rental is damaged or stolen. Up to 65k in value and insurance has to be declined by rental car agency.
Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered (up to $1,000)
Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.
Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.
Most items purchased with your card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.
Safeguard your business with extra protection should the unexpected happen.
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To be eligible for the 30,000 bonus points offer (the "Offer"), a purchase must be posted to your new Scotiabank credit card account ("Account") within 60 days of your Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles of your first card purchase provided the Account is open and in good standing. Offer applies to a new Account only opened by October 31, 2018 (the "Offer End Date"). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.
Points are not awarded for cash advances, Scotia® credit card cheques, credit vouchers, returns or other similar credits, payments, annual card fees, interest charges or other fees or service/ transaction charges.
Scene+ Travel Service and Travel Booking Site provided by a duly licensed 3rd party travel agent HRG (Hogg Robinson Group). The minimum point redemption is 5,000 points (5,000 points is equivalent to $50 in travel savings) each time a redemption towards a Post Purchase Travel Redemption is made. You can purchase eligible travel or related travel expenses at a travel provider other than the Scene+ Travel Service (e.g., other travel agencies, tour operators and online travel websites) (the “Other Travel Suppliers”). These types of purchases at Other Travel Suppliers are called “Post Purchase Travel Redemptions”. Scene+ points are redeemable for Post Purchase Travel Redemptions made through your Program Card. To redeem Scene+ points for a Post Purchase Travel Redemption at Other Travel Suppliers, the purchase must first appear (post) on the Program Card Account. Scene+ Card members can then redeem points towards the amount of the Post Purchase Travel Redemption charged to the Program Account through www.sceneplus.ca or by calling 1-800-665-2582.
The Post Purchase Travel Redemption must be charged on your Program Card Account and recognized by our systems with the applicable Merchant Category Codes or identifiers. The Post Purchase Travel Redemption can include related taxes, booking fees, airport fees and travel insurance premiums. You must redeem Scene+ points within 12 months from the date when the Post Purchase Travel Redemption is posted to the Program Card Account (the posting date). It may take up to two statement periods for the points redeemed towards a Post Purchase Travel Redemption to appear as a credit on your Program Card Account. Points redeemed cannot be reversed once posted to the Account. To redeem Scene+ Points towards your Post Purchase Travel Redemption, the Program Card Account must be open and in good standing. The value of the points redeemed cannot exceed the amount of the Post Purchase Travel Redemption charged to your Program Card Account.
Cash Back Rebate on Travel Purchases made through Scene+ Travel (ScotiaGold Passport Visa Card or ScotiaGold Passport for business Visa Cards only) ScotiaGold Passport Visa Card accounts or ScotiaGold Passport for business Visa Card accounts can earn 5% in cash back (the “Cash Back Rebate”) on the amount of travel purchases made on their Program Card Account if:
1. the travel purchase is made through Scene+ Travel; and
2. the entire amount of the travel purchase is charged to the ScotiaGold Passport Visa Card account or ScotiaGold Passport for business Visa Card account.
Eligible purchases that can earn the Cash Back Rebate are limited to: airline tickets, car rentals and hotels booked through Scene+ Travel.
When using a combination of Scene+ Points and a ScotiaGold Passport or ScotiaGold Passport for business Visa Card to redeem points for a travel purchase through the Scene+ Travel Service, the Cash Back Rebate is applicable only to the portion of the travel purchase that is charged to the ScotiaGold Passport Visa Card or the ScotiaGold Passport for business Visa Card accounts, not any amount of the travel purchase for which a Scene+ Points redemption is applied.
A Cash Back Rebate can take up to 6 weeks post travel to be posted to your Program Card Account.
Subject to change without notice. The 50% reduction in the personal (consumer) ScotiaGold Passport Visa account (“Personal Card Account”) annual fee applies to the Primary Cardmember annual fee only. The reduced ScotiaGold Passport Visa annual fee will be charged on the annual fee renewal date following the open date of the Personal Card Account. Customers who have already been charged and have paid their annual fee on the Personal Card Account prior to opening a ScotiaGold Passport for business Visa card, will not benefit from the 50% reduction in the annual fee, until their next annual fee renewal date for their Personal Card Account.
For current rates and information on fees and interest cost, call 1-888-882-8958. Interest rates, annual fees and features are subject to change without notice.
Terms and conditions apply under the Scene+ Program (“Program”). The Bank of Nova Scotia is not responsible for any third party service providers that support the Program including those that provide travel, merchandise or gift rewards under the Program, including the Scene+ Centre (“Centre”) and travel services or purchases provided by the Centre. Visit www.sceneplus.ca for full details about the Program.
Visa SavingsEdge is an automated discount program offered by Visa Canada Corporation ('Visa Canada') to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. Visa Canada, not Scotiabank, is responsible for the Program. For details, visit www.visasavingsedge.ca. The following Scotiabank VISA Business cards are eligible for this program: Scotia Momentum for business Visa* card, Scotia Gold Passport for business Visa* card, ScotiaLine for business Visa* Card and Scotiabank Visa* Business Card.
The Primary Cardholder on the ScotiaGold Passport for business Visa Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
All Scotiabank retail credit cards, except ScotiaLine Visa card, will have Visa payWave when issued or reissued.
Under all insurance coverages or services, certain limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please see the Certificates of Insurance for full coverage details. Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company. The Bank of Nova Scotia is not an insurer. All insurance claims must be forwarded to the insurance providers.
Scotia Business Loan Protection is a Group Policy underwritten by The Canada Life Assurance Company. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. If you are approved for coverage you may take up to thirty (30) days to review the details of the coverage. If you cancel within thirty (30) days of your coverage effective date any premium paid will be refunded. For more information simply call 1-855-753-4272 between 8:00 am and 8:00pm ET and one of our Insurance Customer Service Representatives will be pleased to assist you.
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