Get the SCENE®* Visa* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get a supplementary Card6

Earn more Scene+ points

You will earn Scene+ points on everyday purchases made by your Supplementary Cardholder at the same rate that you earn Scene+ points on purchases made on your card.

Simplify Record Keeping

Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!7

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.8

Click to Pay - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.9

SCENE®*+ Visa* Card

Earn Scene+ points on everyday purchases.¹

Apply now for Scene Visa Card Apply now

Displayed card designs will not be available until Fall 2022.
Actual cards will vary.


Earn up to 7,500 bonus Scene+ points within your first year.2

Earn Scene+™* points on everyday purchases¹.

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards
  • Prefer a card with certain embedded insurance benefits

Fees, rates & other information

Annual fee3


Interest rates3

19.99% on purchases
22.99% on cash advances

(including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit3


Each supplementary Card3


Your award-winning Card

Badge: Winner of the 2022 creditcardGenius People’s Choice Credit Card

Winner of the 2022 creditcardGenius People’s Choice Credit Card±

Badge: Winner of the 2021 creditcardGenius People’s Choice Credit Card

Winner of the 2021 creditcardGenius People’s Choice Credit Card

What's included with your Card

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Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

Scotia SelectPayTM

A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.11

Get the SCENE®* Visa* Card

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The fastest way to earn FREE movies, meals & more.

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By Phone

Call Scotiabank

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In Person

Make an appointment at your local branch

Not sure if this is the right credit card for you?