Are you a Scotiabank customer with access to online banking?

New to Canada within the past 3 years? Apply here

Are you a Scotiabank customer with access to online banking?

New to Canada within the past 3 years? Apply here

Offer details

To qualify for the 25,000 bonus Scotia Rewards points offer, make sure to:

  1. Open a new Scotiabank Gold American Express credit card account by November 1, 2020.
  2. Make at least $1,000 in everyday eligible purchases in your first 3 months from account opening.

We’ll credit your Scotia Rewards account with 25,000 points 5-10 business days after your first 3 months have passed.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below for full details.

Scotia Credit Card Protection (optional)

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 20%16 of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness17, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $1.09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

Get a supplementary Card

Earn More Travel Rewards 

You will earn travel rewards on the purchases made by your Supplementary Cardholder at the same rate that you earn travel rewards on purchases made on your Card.

Comprehensive Travel and Shopping Protection 

Your Supplementary Cardholders will also enjoy the benefits of comprehensive Travel and Shopping coverage included with your Scotiabank Gold American Express Card Account

Scotiabank Gold American Express® Card

Earn 5 Scotia Rewards®* points on every $1 CAD you spend on eligible purchases.2

The only major bank that saves you 2.5% on foreign transaction fees.9∆

Special Offer

Earn 25,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months.1

Scotiabank Gold American Express® Card
Apply now

Annual fee

$120/year

Interest rates

19.99% / 22.99%

on purchases / cash advances7

Minimum credit limit

$5,000

Each supplementary Card

$29/year 

No foreign transaction fees

You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.9

Your award-winning card

Winner of the 2020 MoneySense Best travel credit card for everyday use.

Winner of the 2020 MoneySense Best Travel Card for Everyday Use.

Best Overall Rewards Credit Card Award 2019 by Ratehub.ca

Winner of the 2019 RateHub Best Overall Rewards Card.

What's included with your Card

A bank account that does more, means you will too. 

Receive an annual fee waiver on select credit cards by signing up for a Preferred Package or Ultimate Package.

Get the Scotiabank Gold American Express® Card


Not sure if this is the right card for you?