Make the most of what comes next with the Scotiabank Ultimate Package.

Earn 10,000 bonus SCENE or Scotia Rewards points with a bank account that gives you more.

Special offer

You could get 10,0002 bonus SCENE®* or Scotia Rewards® points

When you open a Preferred Package or Ultimate Package

Ultimate Package

Bank from the comfort of home with our all-in-one package

10,000 bonus SCENE or Scotia Rewards points!2

  • Earn an additional 0.10% on your MomentumPLUS Savings Account7
  • Unlimited debit transactions3Interac e-Transfer transactions, and new Scotia International Money Transfers±
  • Unlimited free Global non-Scotiabank ABM withdrawals6
  • Up to $139 annual fee waiver each year on select credit cards5
  • 9 more premium perks

$0* or $30.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Preferred Package

Our most popular features packaged for your everyday banking needs

10,000 bonus SCENE or Scotia Rewards points!2

  • Earn an additional 0.05% on your MomentumPLUS Savings Account14
  • Unlimited debit transactions3 & Interac e-Transfer transactions
  • First year annual fee waiver (up to $139) on select credit cards12
  • 4 more perks

$0* or $15.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

See all the perks that will help you spend, save and invest.

Sign up for MomentumPLUS Savings Account

Earn an additional 0.10% interest on your MomentumPLUS Savings Account7

Click here to learn more about the Scotiabank MomentumPLUS Savings Account.

New to Canada?

Find out how you might be eligible to pay no monthly account fee for the first 12 months.22

Scotiabank StartRight® Program

Ultimate and Preferred rates on select Non-Redeemable GICs8,15

Direct invest with Scotia iTRADE® – Ultimate Package Perk

10 free trades from Scotia iTRADE in your first year (approximately $100 value) and 5 free trades every year after9

View Scotia iTRADE

Up to $139 annual fee waiver on select credit cards

Ultimate Package: Ongoing annual fee waiver5
Preferred Package: First year annual fee waiver12

View select credit cards

Scotia Package Perks 

Package

  • Ultimate Package

  • Preferred Package

Ultimate Package

Preferred Package

Debit Transactions3 included /mth

Unlimited

Unlimited 

Interac e-Transfers included /mth

Unlimited

Unlimited 

Overdraft Protection

No monthly Overdraft Protection fee4

$5.00/mth if used

Rewards

Your choice of SCENETM or Scotia Rewards®,10

Your choice of SCENETM or Scotia Rewards®,10

Ultimate Package

Preferred Package

MomentumPLUS Savings Account

Earn an additional 0.10% on your MomentumPLUS Savings Account7

Earn an additional 0.05% on your MomentumPLUS Savings Account14

Guaranteed Investment Certificates (GICs)

Ultimate rates on select GICs8

Preferred rates on select GICs15

Scotia iTRADE®

10 free equity trades at Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after9

-

Ultimate Package

Preferred Package

Credit cards

Up to $139 ongoing annual fee waiver on select credit cards5

First year annual fee waiver (up to $139) on select credit cards12

Non-Scotiabank ABM
withdrawals /mth

No Scotiabank fees on global non-Scotiabank ABM withdrawals6

Fee waived on one non-Scotiabank ABM withdrawal per month in Canada13

Cheques & Drafts

Free11, 20

-

Ultimate Package

Preferred Package

Scotia® U.S. Dollar Daily Interest Account

No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account19

No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account22

Additional Basic Plus Bank Account

No monthly account fee on a Basic Plus Bank Account16 (save up to $131 annually)

-
Safety deposit box

$55 annual fee waiver17 (equivalent to a small safety deposit box)

-

Ultimate Package

Preferred Package

Debit Transactions3 included /mth

Ultimate Package

Preferred Package

Unlimited

Unlimited 

Interac e-Transfers included /mth

Ultimate Package

Preferred Package

Unlimited

Unlimited 

Overdraft Protection

Ultimate Package

Preferred Package

No monthly Overdraft Protection fee4

$5.00/mth if used

Rewards

Ultimate Package

Preferred Package

Your choice of SCENETM or Scotia Rewards®,10

Your choice of SCENETM or Scotia Rewards®,10

MomentumPLUS Savings Account

Ultimate Package

Preferred Package

Earn an additional 0.10% on your MomentumPLUS Savings Account7

Earn an additional 0.05% on your MomentumPLUS Savings Account14

Guaranteed Investment Certificates (GICs)

Ultimate Package

Preferred Package

Ultimate rates on select GICs8

Preferred rates on select GICs15

Scotia iTRADE®

Ultimate Package

Preferred Package

10 free equity trades at Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after9

-

Credit cards

Ultimate Package

Preferred Package

Up to $139 ongoing annual fee waiver on select credit cards5

First year annual fee waiver (up to $139) on select credit cards12

Non-Scotiabank ABM
withdrawals /mth

Ultimate Package

Preferred Package

No Scotiabank fees on global non-Scotiabank ABM withdrawals6

Fee waived on one non-Scotiabank ABM withdrawal per month in Canada13

Cheques & Drafts

Ultimate Package

Preferred Package

Free11, 20

-

Scotia® U.S. Dollar Daily Interest Account

Ultimate Package

Preferred Package

No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account19

No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account22

Additional Basic Plus Bank Account

Ultimate Package

Preferred Package

No monthly account fee on a Basic Plus Bank Account16 (save up to $131 annually)

-

Safety deposit box

Ultimate Package

Preferred Package

$55 annual fee waiver17 (equivalent to a small safety deposit box)

-

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay