Get the Scotiabank Value® Visa* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!4

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay & Google Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.7

Click to Pay - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.8

Get a supplementary Card6

Get a supplementary card at no charge

Bestow the benefits of low interest rates to a friend or relative.

Simplify Record Keeping

Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.

Scotiabank Value®
Visa* Card

Save up to hundreds of dollars a year on interest.1

Special Offer

0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29).2

Scotiabank Value® Visa* Card
Apply now

Fees, rates & other information

Annual fee3
$29

Low interest rates3
12.99%/12.99%
on purchases / cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit3
$500

Each supplementary card3
$0/year

What's included with your Card

Scotia SelectPayTM

A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.10

A bank account that does more, means you will too. 

Receive an annual fee waiver on select credit cards by signing up for a Preferred Package or Ultimate Package.

Get the Scotiabank Value® Visa* Card

Laptop icon

Online

Our lowest interest rate credit card

Phone icon

By phone

takes about 8 minutes

Location icon

In person

Make an appointment