Purchase Security & Extended Warranty Protection

Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotia Momentum® Visa Infinite* Card.

Coverage extends for the first 90 days from the date of purchase and is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.

When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year.

Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.

Certificate of Insurance

Get a supplementary Card

You will earn cash back on the purchases made by your Supplementary Cardholder at the same rate that you earn cash back rewards on purchases made on your Card.

Simplify Record Keeping Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.


Scotia Credit Card Protection (optional)11

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 20%12 of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness13, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $1.09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

Scotia Momentum® Visa Infinite* Card

The cash back card with the most awards in 2021.

Plus, comprehensive Travel Insurance and Mobile Device Insurance.10

Earn 4% cash back when you spend $1 on eligible grocery store purchases and recurring payments, including subscription purchase.1

Your award-winning card for cash back

Winner of the 2022 MoneySense Best Cash Back Card

Winner of the 2021 MoneySense Best Cash Back Card (groceries and bills)

Winner of the 2021 creditcardGenius Best Cash Back Credit Card±

Winner of the 2020 MoneySense Best Overall Cash Back Card

What's included with your Card

Scotia SelectPayTM

A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.§

Learn more about the features and benefits of your card in our Welcome Kit.

Not sure if this is the right credit card for you?