Ultimate Package

Spend, save, and invest, all from one package

Top features:

  • Unlimited debit transactions3 & Interac e-Transfer transactions†4
  • Up to $139 annual fee waiver each year on select credit cards 6
  • For a limited time,  earn up to 3.10%24  on your MomentumPLUS Savings Account8
  • Unlimited free Global non-Scotiabank ABM withdrawals7
Special offer

Special Offer

You could get $350 when you open an Ultimate Package and switch to Scotiabank.

Package features

Grow your money
No boundaries

Package fees

$0* or $30.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $6,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Get rewarded

Earn points on every purchase with your choice of rewards program4.

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more.

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more.

More perks

Safety deposit box
Additional accounts

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

Keep your money where you want and you could save on monthly account fees:

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Chequing Account, or a combined balance of $30,000 across your Chequing Account and your MomentumPLUS Savings Account.1

Easy Switch

We made switching banks easy, just for you.

Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View senior discount