Unlock the equity in your home today for everything else in your life tomorrow.

Unlock your home equity with STEP

The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home.

Mortgage calculator

How much mortgage can you afford?

Discover how to take the next STEP

Find the mortgage that’s right for you.

Scotiabank eHOME – the online mortgage hub

Get pre-approved, search for a home, and get mortgage approval online.

$600 double the cash offer

You could earn $600 with an approved mortgage and when you open a new Ultimate or Preferred banking package. Conditions apply.

Protect your biggest investment

Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection.

The Ultimate Package

Earn a $300² welcome bonus and a savings rate of up to 1.80%²³.

The Preferred Package

Earn a $300² welcome bonus and a savings rate of up to 1.75%²³.

The Momentum^PLUS Savings Account

Do more, save more.
Earn a savings rate of up to 1.80%^* for a limited time.

Shop online with debit

Use Visa Debit online or abroad, wherever you can use Visa.

New to Canada? Set up your Scotiabank account today

Get special newcomer banking solutions, credit cards and more.

Student Banking Advantage Plan

Choose the rewards program that best suits you.

Introducing Scotia Low Carbon Funds

• Scotia Low Carbon Canadian Fixed Income Fund
  
• Scotia Low Carbon Global Balanced Fund
• Scotia Low Carbon Global Equity Fund

Q1 Investment Insights

Judith Chan, Lead Portfolio Manager of Scotia Portfolio Solutions and DynamicEdge Portfolios, provides her unique perspective on the global economy and investment environment.

41 FundGrade A+ Awards

Come for the advice. Stay for the performance.

Scotiabank Market Linked GICs

Say hello to worry-free investing. Discover an investment product with the security of a GIC plus the potential to earn more.

Considering a TFSA?

Scotiabank Investment Specialists

Explore how you can use your Scotia Rewards® points

Redeem your points for thousands of rewards including merchandise from Apple and Best Buy.

Why you should find out your credit score

We walk you though what it is, how it works and how to improve it.

How to protect yourself from financial fraud

How to recognize, reject, and report the most common types of scams.

Plan today for a secure tomorrow

Scotia Credit Card Protection.

How can I do my banking without leaving my home?

How you can take care of your banking needs, wherever you are.

3 easy steps to starting an emergency fund

How you can get started now.