Tap & go with your ScotiaCard^® debit card

When you get a ScotiaCard with Interac, you’ll need to opt into the Interac contactless payment feature. We’ll also ensure an account is setup as chequing for debit purchases so that you can use the Interac contactless payment feature.

Absolutely. Your Interac contactless transactions are eligible for the Bank The Rest^®, and SCENE^®* programs. All your transactions will be recorded online or in your banking statements.

Most of the time, you won’t need your PIN if your total is less than $250. However, some stores have lower limits. In those cases, you may have to enter a PIN even if your amount is less than $250.

Occasionally, you’ll need to insert your card and enter your PIN even when the total is low. This is a safety measure to help ensure you’re the only one using your Interac card. 

No, there are no extra fees. It counts just like a regular debit transaction. So if you pay account fees on debit transactions that fee will also apply to all Interac contactless transactions.

You can still make chip & PIN purchases using your ScotiaCard if you do not see the contactless symbol displayed on your card.

Each Interac contactless purchase is protected by a $250 maximum limit. When a maximum cumulative $500 contactless spend limit is reached, you will be asked to insert your card and enter your PIN to complete a transaction. And remember all debit card purchases are protected by Interac’s Zero Liability policy.

No, currently Interac contactless payment is only accepted at merchants in Canada who display the Interac contactless symbol.