Flash & go with your ScotiaCard® debit card
Make quick, contactless and secure purchases with Interac Flash†.

Your ScotiaCard comes enabled with Interac Flash†. This allows you to tap your card over the card reader and pay directly from your bank account! Make purchases of $100 or less - no need to insert your card, enter your PIN or wait around for change!
Use Interac Flash† for your everyday purchases like coffee, lunch, and much more.
Make an Interac Flash† purchase with your ScotiaCard debit card

Just look for the contactless symbol at checkout in participating stores.

When prompted, hold your debit card over the card reader.

Your transaction is complete when you get that approval message or hear that beep.
Make sure the feature is enabled and you have an account setup as chequing for debit purchases on your ScotiaCard. To enable Interac Flash† on your debit card please call us or visit a local branch.
Safe and secure
You’re protected from fraudulent purchases by Interac’s Zero Liability policy*, the latest chip technology and as an added precaution each time you reach a cumulative contactless spend of $200**, you will be prompted to insert your card and enter your PIN to complete a transaction.
You might also be interested in:
Visa payWave™
Instead of using change to pay for coffees, snacks and other small items, just wave your card and go.
Interac e-Transfer
When you’re looking for a quick and secure way to send money to a Canadian bank account, Interac e-Transfer is your answer.
Download the Scotiabank App


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All trademarks shown are property of respective owners.
Registered trademarks of The Bank of Nova Scotia
Registered trademarks of SCENE IP LP, used under license.
Interac, the Interac logo, Interac Flash and Pay in a flash are trademarks of Interac Corp. Used under license.
The Contactless Indicator is a trademark of EMV Co. LLC. Under License.
Visa payWave™ is a Trademark of Visa Int./Lic.
Trademark of Visa Int., used under license.
Interac Flash purchases will be debited from your pre-selected chequing account linked to your card. If the purchase is above $100, the terminal will instruct you to insert the card and enter a PIN, like a regular chip transaction. Interac Flash transaction limit is $100 at select retailers accepting the Interac Flash debit card. If your card was issued prior to March 2013, your Interac Flash transaction limit is $50 at most retailers accepting the Interac Flash debit card and $100 at gas stations.