The Scotiabank Ultimate Package

Bank more togetherness with a credit card annual fee waiver5.

Is this chequing account right for you?

Right for you if you:

  • Can benefit from unlimited transactions per month included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

Monthly fees

$0* or $30.95 per month
*No monthly account fee when you maintain a minimum daily closing balance of $6,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account.1

Account features

Account benefits

Unlimited transactions
Services and accounts

Grow your money

Build your savings
Rates and trades

Exclusive perks

Earn and redeem rewards
Manage your money 
  • Make unlimited free global non-Scotiabank ABM withdrawals12
  • Get special rates on select foreign exchange transactions13
Extra perks

Your award-winning bank account

Awarded best chequing account by MoneyGenius on January 1, 2024

Awarded best premium bank account for bundling by MoneySense on January 1, 2024


Special offer

Earn up to $400 with an Ultimate Package and an investment plan.17

Frequently asked questions

Let’s get started 

Get the Ultimate Package chequing account.

Have questions?

Meet with a Scotia advisor
Use our online tool to schedule your visit. 

Give us a call
We’re here to give you advice. 

Additional Information

Get to know your account

Your essential guide to everyday banking.
 The day-to-day banking companion booklet provides an outline of your card’s benefits.