Offer details

To qualify for the 25,000 bonus Scotia Rewards points offer, make sure to:

  1. Open a new Scotiabank Gold American Express credit card account by February 28, 2021.
  2. Make at least $1,000 in everyday eligible purchases in your first 3 months from account opening.

Once you qualify, we’ll credit your Scotia Rewards account with 25,000 points 5-10 business days after your first 3 months have passed.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below for full details.

Scotia Credit Card Protection (optional)

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 20%16 of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness17, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $1.09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

Get a supplementary Card

Earn More Travel Rewards 

You will earn travel rewards on the purchases made by your Supplementary Cardholder at the same rate that you earn travel rewards on purchases made on your Card.

Comprehensive Travel and Shopping Protection 

Your Supplementary Cardholders will also enjoy the benefits of comprehensive Travel and Shopping coverage included with your Scotiabank Gold American Express Card Account

Purchase Security & Extended Warranty Protection (Maximum lifetime liability of $60,000)

Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank Gold American Express® Card.

Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.

When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.

Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.

Certificate of Insurance

Badge: Winner of the 2021 Rewards Canada Top Travel Points Credit Card (annual fees)

Winner of the 2021 Rewards Canada Top Travel Points Credit Card (annual fees)

Badge: Winner of the 2021 CreditcardGenius Best Flexible Credit Card.

Winner of the 2021 creditcardGenius Best Flexible Credit Card

Badge: Winner of the 2020 MoneySense Best travel credit card for everyday use.

Winner of the 2020 MoneySense Best Travel Card for everyday use

Scotiabank Gold American Express® Card

Earn 5 Scene+™ points on every $1 CAD you spend on eligible purchases.1

The only major bank that saves you 2.5% on foreign transaction fees.2

Your award-winning card

  • Winner of the 2022 Rewards Canada Top Travel Points Credit Card (annual fees)

  • Winner of the 2022 creditcardGenius Best Foreign Exchange Credit Card±

  • Winner of the 2022 MoneySense Best Reward Card for everyday spending

  • Winner of the 2021 MoneySense Best Rewards Cards (everyday use)

What's included with your Card

Pay no foreign transaction fees

Check out how your card saves you 2.5% on all your foreign currency purchases.8

Save 2.5% on all your foreign currency purchases.8

Watch the video to see how it works.

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sceneplus icon

Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

A bank account that does more, means you will too. 

Receive an annual fee waiver on select credit cards by signing up for a Preferred Package or Ultimate Package.

Learn more about the features and benefits of your Card in the Welcome Kit.