Preferred Package

Our most popular features packaged for your everyday banking needs

Top features:

  • Unlimited debit transactions3 and Interac e-Transfer transactions4
  • First year annual fee waiver (up to $139) on select new credit cards 13
  • For a limited time, earn up to 3.05%24 on your MomentumPLUS Savings Account15
Special offer

Special Offer

You could get $300 when you open a Preferred Package and switch to Scotiabank.

Package features

Grow your money
No boundaries

Package fees

$0* or $16.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

Get rewarded

Earn points on every purchase with your choice of rewards program4.

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more.

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more.

More perks

Additional accounts

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

We’ll waive the monthly account fee by maintaining a minimum daily closing balance of $4,000 in your Chequing Account for the entire month.

Easy Switch

We made switching banks easy, just for you.

Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View senior discount

New to Canada?

Bank without monthly account fees for one year with the StartRight® Program22

Scotiabank StartRight® Program