Registered trademark of The Bank of Nova Scotia.

All other terms and conditions will apply.

Subject to approval. Conditions apply.

Additional restrictions and conditions may apply.

Subject to meeting Scotiabank's standard credit criteria residential mortgage standards and maximum permitted loan amounts.  A new application may be required to add or change products under the STEP in some circumstances and if you request a change to the credit limits of your products, you may be asked to provide updated information and/or submit a new application.  In some cases, a new mortgage registration may be required. Not all mortgage solutions may be eligible to be included as part of STEP.  Additional restrictions and conditions may apply.

The credit limit increase will be applied as long as the designated ScotiaLine account or credit card has not reached its maximum borrowing limit and the total of all revolving credit accounts under the STEP has not reached 65% of the property’s lending value.  Other terms and conditions apply.

The maximum coverage amount for Critical Illness insurance is $500,000 per Mortgage or for all Mortgages combined. For Life insurance, the maximum coverage amount is $1,000,000 per Mortgage or $1,000,000 for all Mortgages combined. The maximum monthly benefit amount for Disability coverage is $3,500 plus your Mortgage Disability premium (including applicable taxes), for up to a maximum of 24 months. The maximum monthly benefit amount for Job Loss coverage is $3,500 plus your Mortgage Disability and Job Loss premium (including applicable taxes), for up to a maximum of 6 months. To qualify for Job Loss coverage you must have Disability coverage.

Subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amounts. A new application may be required to add or change products under the STEP in some circumstances and, if you request a change to the credit limits of your products, you may be asked to provide updated information and/or submit a new application. In some cases, a new mortgage registration may be required. Not all mortgage solutions may be eligible to be included as part of the STEP. Additional restrictions and conditions may apply.

Standard product terms and conditions will apply.

The credit limit increase will be applied as long as the designated ScotiaLine account has not reached the STEP maximum borrowing limit or the maximum allowable credit limit for that account and the total of all revolving credit accounts under the STEP has not reached 65% of the home’s value.  Other terms and conditions apply.

The Bank of Nova Scotia is not an insurer. All insurance plans are underwritten by independent licensed insurers.

Scotia Mortgage Protection, is underwritten by The Canada Life Assurance Company.