All credit cards

Browse all the Scotia credit cards.

Choose the credit card that’s right for you

TRAVEL AND LIFESTYLE

Scotiabank Passport® Visa Infinite +* Card

Earn up to $1,350Δ in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+TM points♢.


Annual fee

$150

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn  Up to 3X the points19

CASH BACK

Scotia Momentum® Visa Infinite +* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that). And, no annual fee in the first year, including on additional cards.1


Annual fee

$120

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn   Up to 4% cash back4

TRAVEL AND LIFESTYLE

Scotiabank Gold American Express® Card

Earn up to $1,100^ in welcome offers, first year rewards and savings value, including up to 65,000 bonus Scene+ points.**


Annual fee

$120

Purchase interest rate

21.99%

Cash advance rate

22.99%

You could earn   Up to 6X the points1

SCENE+

Scotiabank® Scene+TM Visa* Card

Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1


Annual fee

$0

Purchase interest rate

21.99%

Cash advance rate

22.99%

You could earn Up to 2X the points3

CASH BACK

Scotia Momentum® Visa*  Card

Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1


Annual fee

$49

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 2% cash back4

NO ANNUAL FEE

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1


Annual fee

$0

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 1% cash back2  

TRAVEL AND LIFESTYLE

Scotiabank American Express® Card

Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4


Annual fee

$0

Purchase interest rate

21.99%

Cash advance rate

22.99%

You could earn Up to 3X the points1

TRAVEL AND LIFESTYLE

Scotiabank Platinum American Express® Card

Earn up to $2,800* in value in the first 14 months, including up to 80,0004 bonus Scene+ points.


Annual fee

$399

Purchase interest rate

9.99%

Cash advance rate

9.99%

You could earn   Up to 2X the points1

TRAVEL AND LIFESTYLE

Scotiabank Passport® Visa Infinite Privilege* Card

Earn up to 80,000 bonus Scene+ points within your first 14 months.‡


Annual fee

$599

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn   Up to 3X the points7

CASH BACK

Scotia Momentum® Mastercard®* credit card

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).2


Annual fee

$0

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 1% cash back1

SHOPPING COVERAGE

Scotiabank® U.S. Dollar Visa* Card

No U.S. $ currency conversion fee. No annual fee for supplementary cards. Purchase Security and Extended Warranty Protection.


Annual fee

$35

Purchase interest rate

19.99%

Cash advance rate

22.99%

LOW INTEREST

Scotiabank Value® Visa* Card

0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1


Annual fee

$29

Purchase interest rate

13.99%

Cash advance rate

13.99%

SCENE+

Scotiabank® Scene+TM Visa* Card (for students)

Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1


Annual fee

$0

Purchase interest rate

21.99%

Cash advance rate

22.99%

You could earn Up to 2X the points3

LOW INTEREST

Scotiabank Value® Visa* Card (for students)

0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1


Annual fee

$29

Purchase interest rate

13.99%

Cash advance rate

13.99%

CASH BACK

Scotia Momentum® Visa* Card (for students)

Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1


Annual fee

$49

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 2% cash back4

NO ANNUAL FEE

Scotia Momentum® No-Fee Visa* Card (for students)

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1


Annual fee

$0

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 1% cash back2  

TRAVEL AND LIFESTYLE

Scotiabank American Express® Card (for students)

Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4


Annual fee

$0

Purchase interest rate

21.99%

Cash advance rate

22.99%

You could earn Up to 3X the points1

Plan today for a secure tomorrow

Scotia Credit Card Protection