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Student credit cards
Build your credit history, earn rewards, and take advantage of special offers, all while focusing on school.
Bundle your banking. Boost your rewards.
Already have the Preferred Package for Students and Youth and Money Master Savings Account? Add an eligible credit card to qualify for the Scene+ Student Banking Bundle and you could unlock up to $400 in value*.
Choose the credit card that’s right for you
If you’re a Canadian citizen or permanent resident, you can apply online within minutes.
If you’re an international student, book an in-person appointment to apply.
SCENE+
Scotiabank® Scene+TM Visa* Card (for students)
Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 2X the points3
NO ANNUAL FEE
Scotia Momentum® No-Fee Visa* Card (for students)
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 1% cash back2
CASH BACK
Scotia Momentum® Visa* Card (for students)
Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 2% cash back4
TRAVEL AND LIFESTYLE
Scotiabank American Express® Card (for students)
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 3X the points1
LOW INTEREST
Scotiabank Value® Visa* Card (for students)
0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1
Annual fee
Purchase interest rate
Cash advance rate
Plan for success with the Student Hub
The best path forward to financial tips, tools, and advice to help students manage their money better.
Plan today for a secure tomorrow
Scotia Credit Card Protection
Help prepare for any kind of trip
with Scotia Travel Insurance
Frequently asked questions
ScotiaLine® Personal Line of Credit for Students
A tailored way to borrow money for school with flexible repayment options and competitive interest rates.
Do more with your card
Value of up to $400 in welcome bonuses and point value with the Scene+™ Student Banking Bundle includes $175 cash, and up to 22,500 in Scene+ points (valued at up to $225) as follows:
- $175 cash offer for new Preferred Package for Students and Youth customers (see full offer details here)
10,000 Scene+ points ($100 value) for new Scotiabank Scene+TM Visa* customers who spend at least $1,500 in eligible purchases in their first 3 months (see full offer details here)
2,500 Scene+ points ($25 value) for new customers who combine the Preferred Package for Students and Youth Account with a new Money Master Savings Account (see full offer details here)
10,000 Scene+ points ($100 value) when you bundle all 3 of the above accounts and complete certain qualifying transactions as part of the Scene+ Student Banking Bundle Bonus Offer
Conditions apply. Please see Scotiabank® Scene+TM Student Banking Bundle Offer.