Cash back credit cards

Earn cash back every time you shop.

Choose the credit card that’s right for you

CASH BACK

Scotia Momentum® Visa Infinite +* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (2% fee per cash advance, 22.99% after that). And, no annual fee in the first year, including on additional cards.1


Annual fee

$120

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn   Up to 4% cash back4

CASH BACK

Scotia Momentum® Visa*  Card

Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).1


Annual fee

$49

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 2% cash back4

NO ANNUAL FEE

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1


Annual fee

$0

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 1% cash back2  

CASH BACK

Scotia Momentum® Mastercard®* credit card

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).2


Annual fee

$0

Purchase interest rate

20.99%

Cash advance rate

22.99%

You could earn Up to 1% cash back1

Plan today for a secure tomorrow

Scotia Credit Card Protection

New! Discover your credit card rewards

Enter your monthly spending details to compare Scotiabank's credit card benefits and calculate your rewards.