• The MomentumPLUS
    Savings Account.

    Act now and earn up to 3.20% interest until March 10, 2019

    Learn more

    The MomentumPLUS Savings Account.

    Act now and earn up to 3.20% interest until March 10, 2019

    Learn more
  • Earn 10% cash back on
    all your purchases for
    the first three months*

    And your first year annual fee waived.
    * Conditions Apply.

    Apply now

    Earn 10% cash back on all your purchases for the first three months*

    And your first year annual fee waived.
    * Conditions Apply.

    Apply now
  • Use Visa Debit
    to shop online.

    Shop online with debit anywhere
    Visa is accepted.

    Learn more

    Use Visa Debit to shop online.

    Shop online with debit anywhere Visa is accepted.

    Learn more
  • Buying your first home Buying your own home

    Helping you along the way

    Get tools, tips and great advice

    Get expert advice

    Found a property you like? A Home Financing Advisor can help you figure out the financing option that best fits your needs.

    Make an appointment

    Mortgage payments made easy

    Use this simple calculator to find out what your mortgage payments could be and ensure it suits the budget you have.

    Calculate your payments

    Be mortgage-free faster

    These easy tips can help you cut years off your mortgage and save you thousands of dollars.

    Own your home sooner
    Couple looking at a house
  • Starting your career Starting your career

    Jumping into the job market

    Make smart moves

    • Consider upgrading to a chequing account that suits your new needs
    • Increase payments towards student loans or other debts
    • Open a savings account and put away funds for future goals

    Invest now

    An RRSP can help you save on taxes while growing your money. Start by investing just $50/month. The sooner you begin, the better off you’ll be.

    Start investing

    Credit cards that reward you

    Feel more independent with your own credit card. Plus, you can get a card that gives you something back – like free movies, cash back or travel rewards.

    Get rewarded
    Professional woman with a pen at her computer
  • Starting your new business Starting your new business

    Be your own boss

    Getting ready to launch

    • Create your business plan with help from this handy tool
    • Get a banking package with a chequing account and credit access
    • Decide how you’ll accept payments – through POS, online or both

    Everyday business purchases

    Take care of office supplies, travel expenses, business meals and more with a business Visa card. Plus, earn cash back on nearly everything you buy.

    Apply now

    Plan for success

    Should you incorporate? How can you cut costs? Get answers from our Small Business Advisors. They can offer advice and solutions for your business challenges.

    Find an advisor

    Win $10,000

    Complete this short survey and you’ll be entered for a chance to win $10,000 for your small business.

    Enter today Man and woman working on a tablet at their bakery shop
  • Freshen up your finances Freshen up your finances

    Get organized. Feel energized.

    Try these easy ideas

    • Find out where your money goes and pick a few places to cut back
    • Make a plan to pay off debts. Increasing your payments is a great place to start

    Lose the late fees

    Ever forget to pay your bills on time? Try pre-authorized payments and your bills will be paid on time, every time.

    Pay bills easily
    Working out your finances

    Ramp up your refund

    Instead of spending your tax refund, use it to start an emergency fund. Then you’ll have money available when the unexpected happens.

    Open your account

    Stay on track

    Evaluate your finances with the help of a Scotiabank advisor. They’ll help ensure you’re on track to meet your goals.

    Make an appointment
  • Going on vacation Going on vacation

    Time for some R & R

    Save up for your vacation

    A couple on chairs looking out at the beach

    Travel sooner

    Use a travel rewards credit card for your everyday purchases. You’ll earn points that you can use towards flights, hotels, car rentals and more.

    Earn travel rewards

    Play it safe

    Getting ready to go away? Remember to pack travel insurance. Then you’re covered if you need medical care while you’re on vacation.

    Protect yourself

    Skip surcharge ATM fees

    Want to withdraw cash and avoid access fees when you’re out of the country? That’s what the Global ATM Alliance is all about.

    Save on fees
  • Getting ready to retire Getting ready to retire

    Enjoy the freedom

    Expert financial advice

    Cashing in on RRSPs

    Before you turn 71, you’ll need to transfer your RRSPs into a Registered Retirement Income Fund. Then you can access the money you’ve worked so hard to save.

    Open an RRIF

    Affordable travel insurance

    Heading south for the winter? Stay safe with travel insurance and get up to $5 million in emergency medical coverage.

    Protect yourself
    A couple looking at a map by the Seine

    Get your senior savings

    Did you know? As soon as you turn 60, you get $4.00 off your monthly bank fee. Drop by your branch to start saving.

    Get your discount
  • Starting your life in Canada Starting your life in Canada

    Helping you settle in

    Getting ready to move

    • We can help you make the move easier
    • Get advice, accounts and solutions
    • Start settling in even before you arrive
    Student studying with a laptop

    Studying in Canada

    From a bank account and credit card to advice and guidance, you can get what you need to start your studies in Canada.

    Study in Canada

    Banking for newcomers

    Recently moved to Canada? Start your new life with a Scotiabank bank account designed just for newcomers like you.

    Start banking

    Banking in Canada

    There’s a lot to figure out when you’re new to Canada. Take a look at our Banking in Canada newcomer resources to learn more about Canadian banking products and get answers to your most pressing questions.

    Get started
  • Caring for your parents Caring for your parents

    Helping the people you love

    Supporting your parents

    • A Prepaid VISA Card is an easy way to help your parents
    • Just load funds onto the card
    • Your parents can get groceries, prescriptions, and more

    Keep valuables safe

    A safety deposit box is a great place to keep wills, jewellery, photographs and anything that you want to protect under lock and key.

    Protect your valuables

    Avoiding NSFs

    If you’re taking care of a few expenses for your parents, overdraft protection helps you ensure that you’re never short of funds.

    Safeguard your account

    Be ready to help

    Will your parents need extra care down the road? Start saving now so that you’ll have the funds to help.

    Open an account
    Mother and daughter holding hands

Fraud Prevention

Learn how you can help protect yourself.

Learn more

How can you invest better?

Find out about 5 common mistakes to avoid with your RRSP.

Check out our guide

Find your nearest advisor

Google map of Scotiabank branches Find an advisor

Mobile Cheque Deposit

Convenient, free, and on your schedule. Take a photo of your cheque and it's done!

Learn more


Enjoy more free time with online & mobile banking

Pay bills, transfer money and more, in no time.

Find out how