Explore credit cards

To qualify for these offers make sure to open a new Scotiabank American Express credit card account (“Account”) between May 1, 2026 and November 1, 2026.

To qualify for the 10,000 bonus Scene+ points offer:

1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 7,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 2,500 bonus Scene+ points will be credited to the applicable account approximately 8 weeks following the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. An additional 7,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 2,500 Point Bonus and the Additional 7,500 Point Bonus.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
 

See terms and conditions below⁴ for full details.

To qualify for these offers make sure to open a new Scotiabank Platinum American Express credit card account (“Account”) between July 2, 2026 and November 1, 2026.

To qualify for the 100,000 bonus Scene+ points:

1. Earn 60,000 bonus Scene+ points by making at least $5,000 in everyday eligible purchases in your first 3 months. 
2. You are eligible to earn a 20,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 6 months.
3. Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened. 

Once you qualify, we’ll credit your account in 3 instalments:

1. 60,000 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $5,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.
2. An additional 20,000 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after you have met the $10,000 spend threshold in your Account within the first 6 months of Account opening.
3. If you qualify, an additional 20,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after the first eligible purchase has been posted to your new Account during the 14th month after the month the Account was opened. 

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 60,000 Point Bonus and the 20,000 Point Bonus. In the case of the Additional 20,000 Point Bonus, the bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the first transaction that qualifies as an eligible purchase posted to the Account during the 14th month after the month the Account was opened. However, if the qualifying purchase for any bonus is completed by a supplementary cardholder, in all cases the applicable bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account. 

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below¹ for full details¹.

To qualify for this Offer make sure to open a new Scotiabank Passport® Visa Infinite Privilege* credit card account (“Account”) between May 1, 2026 and November 1, 2026.

To qualify for up to 80,000 bonus Scene+ points:

1. Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
2. Earn an additional 30,000 bonus Scene+ points when you spend at least $20,000 in everyday eligible purchases in your first 6 months. 
3. Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened. 

Once you qualify, we’ll credit the applicable Scene+ membership account in up to 3 instalments:

1. 30,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within 8 weeks after the qualifying $3,000 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. If you qualify, an additional 30,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after you have met the $20,000 spend threshold in your Account within the first 6 months of Account opening. 
3. If you qualify, an additional 20,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after the first eligible purchase has been posted to your new Account during the 14th month after the month the Account was opened. 

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 30,000 Point Bonus and the Additional 30,000 Point Bonus. In the case of the Additional 20,000 Point Bonus, the bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the first transaction that qualifies as an eligible purchase posted to the Account during the 14th month after the month the Account was opened. However, if the qualifying purchase for any bonus is completed by a supplementary cardholder, in all cases the applicable bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account. 

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below¹ for full details.

To qualify for these offers make sure to open a new Scotia Momentum^® Visa Infinite +^* credit card account (“Account”) between July 2, 2026 and November 1, 2026.

To earn 15% cash back, make sure to use your new card to make everyday eligible purchases and earn 15% cash back on the first $2,000 you spend in your first 3 months from account opening.

Cash Back earned under this Offer can be redeemed to your Account, provided it is open and in good standing at the time of redemption.

1. Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be available for redemption to your Account after approximately 5 months from the Account open date in accordance with the regular Cash Back Program Terms.
2. Regular Cash Back: The amount earned under your regular Cash Back Program Rate Can be redeemed to your Account anytime for a minimum of $25 each time you request a redemption.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for these Offers.

See terms and conditions below¹ for full details¹.

To qualify for these offers make sure to  open a new Scotiabank Scene+ Visa credit card account (“Account”) between July 2, 2026 and November 1, 2026. 

To qualify for the 5,000 bonus Scene+ points offer:

1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 2,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. An additional 2,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 2,500 Point Bonus and the Additional 2,500 Point Bonus.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
 

See terms and conditions below¹ for full details.

To qualify for these offers make sure to open a new Scotiabank American Express credit card account (“Account”) between May 1, 2026 and November 1, 2026.

To qualify for the 10,000 bonus Scene+ points offer:

1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 7,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 2,500 bonus Scene+ points will be credited to the applicable account approximately 8 weeks following the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. An additional 7,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 2,500 Point Bonus and the Additional 7,500 Point Bonus.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
 

See terms and conditions below⁴ for full details.

To qualify for these offers make sure to open a new Scotiabank Platinum American Express credit card account (“Account”) between July 2, 2026 and November 1, 2026.

To qualify for the 100,000 bonus Scene+ points:

1. Earn 60,000 bonus Scene+ points by making at least $5,000 in everyday eligible purchases in your first 3 months. 
2. You are eligible to earn a 20,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 6 months.
3. Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened. 

Once you qualify, we’ll credit your account in 3 instalments:

1. 60,000 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $5,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.
2. An additional 20,000 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after you have met the $10,000 spend threshold in your Account within the first 6 months of Account opening.
3. If you qualify, an additional 20,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after the first eligible purchase has been posted to your new Account during the 14th month after the month the Account was opened. 

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 60,000 Point Bonus and the 20,000 Point Bonus. In the case of the Additional 20,000 Point Bonus, the bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the first transaction that qualifies as an eligible purchase posted to the Account during the 14th month after the month the Account was opened. However, if the qualifying purchase for any bonus is completed by a supplementary cardholder, in all cases the applicable bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account. 

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below¹ for full details¹.

To qualify for this Offer make sure to open a new Scotiabank Passport® Visa Infinite Privilege* credit card account (“Account”) between May 1, 2026 and November 1, 2026.

To qualify for up to 80,000 bonus Scene+ points:

1. Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
2. Earn an additional 30,000 bonus Scene+ points when you spend at least $20,000 in everyday eligible purchases in your first 6 months. 
3. Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened. 

Once you qualify, we’ll credit the applicable Scene+ membership account in up to 3 instalments:

1. 30,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within 8 weeks after the qualifying $3,000 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. If you qualify, an additional 30,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after you have met the $20,000 spend threshold in your Account within the first 6 months of Account opening. 
3. If you qualify, an additional 20,000 bonus Scene+ points will be credited to the applicable Scene+ membership account within approximately 8 weeks after the first eligible purchase has been posted to your new Account during the 14th month after the month the Account was opened. 

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 30,000 Point Bonus and the Additional 30,000 Point Bonus. In the case of the Additional 20,000 Point Bonus, the bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the first transaction that qualifies as an eligible purchase posted to the Account during the 14th month after the month the Account was opened. However, if the qualifying purchase for any bonus is completed by a supplementary cardholder, in all cases the applicable bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account. 

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below¹ for full details.

To qualify for these offers make sure to  open a new Scotiabank Scene+ Visa credit card account (“Account”) between July 2, 2026 and November 1, 2026. 

To qualify for the 5,000 bonus Scene+ points offer:

1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 2,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. An additional 2,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 2,500 Point Bonus and the Additional 2,500 Point Bonus.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
 

See terms and conditions below¹ for full details.

To qualify, open a new Scotia Momentum^® No-Fee Visa^* credit card account between October 31, 2025 and April 30, 2026.  

For your first three months, you’ll get 5% Cash Back on up to $2,000 in eligible purchases.  

You’ll receive your Cash Back in two ways: 

• Your bonus Cash Back can be redeemed to your account about 4 months from the account open date 
• Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 

Additional conditions apply, check out the Terms & Conditions for all the details.¹

To qualify for these offers make sure to open a new Scotiabank American Express credit card account (“Account”) between May 1, 2026 and November 1, 2026.

To qualify for the 10,000 bonus Scene+ points offer:

1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 7,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 2,500 bonus Scene+ points will be credited to the applicable account approximately 8 weeks following the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. An additional 7,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 2,500 Point Bonus and the Additional 7,500 Point Bonus.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
 

See terms and conditions below⁴ for full details.

To qualify for these offers make sure to  open a new Scotiabank Scene+ Visa credit card account (“Account”) between July 2, 2026 and November 1, 2026. 

To qualify for the 5,000 bonus Scene+ points offer:

1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 2,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. An additional 2,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 2,500 Point Bonus and the Additional 2,500 Point Bonus.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
 

See terms and conditions below¹ for full details.

To qualify for these offers make sure to open a new Scotiabank American Express credit card account (“Account”) between May 1, 2026 and November 1, 2026.

To qualify for the 10,000 bonus Scene+ points offer:

1. Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
2. You are eligible to earn an additional 7,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. 

Once you qualify, we’ll credit your account in 2 instalments:

1. 2,500 bonus Scene+ points will be credited to the applicable account approximately 8 weeks following the qualifying $250 in eligible purchases being posted to your Account within the first 3 months of Account opening. 
2. An additional 7,500 bonus Scene+ points will be credited to the applicable Scene+ membership account approximately 8 weeks after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account opening.

Note: For joint Accounts, the applicable bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases in the case of the 2,500 Point Bonus and the Additional 7,500 Point Bonus.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
 

See terms and conditions below⁴ for full details.