Sign In
Sign In
Important Notice: Effective August 1, 2023, we are making changes to the Scotiabank Scene+ Visa Card including changes to the annual interest rates on purchases and new ways to earn Scene+ Points at Home Hardware locations in Canada and online at homehardware.ca. Learn more.
Scotiabank® Scene+™ Visa* Card (for students)
Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, Home Hardware, and Cineplex.4
SPECIAL OFFER
Earn up to 5,000 bonus Scene+ points within your first 3 months.2
Book an appointment
Fees, rates & other information3
Annual fee
$0
Minimum credit limit
$500
Purchase interest rate
20.99%
Cash advance rate
22.99%
Including balance transfers, Scotia Credit Card Cheques and cash-like transactions)
Supplementary cards
$0/year
Get a supplementary Card6
Earn more Scene+ points
You will earn Scene+ points on everyday purchases made by your Supplementary Cardholder at the same rate that you earn Scene+ points on purchases made on your card.
Simplify Record Keeping
Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.
Your card comes with benefits
Take advantage of all the ways a Scotiabank® Scene+™ Visa* Card adds to your life.
Get a supplementary Card
Add an additional Supplementary Cardholder to your Scotiabank® Scene+™ Visa* Card Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.6
Scene+ makes every experience more rewarding.
Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.
Ways to earn Scene+ points
NEW
2X
Home Hardware
Earn 2 Scene+ points4 for every $1 you spend at Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Scotia SelectPayTM*
A flexible way to pay off your eligible Scotiabank credit card purchases of $100 or more, with low interest rates on your plan and no installment plan fee.§
Choose from Scotia SelectPay™ deferred payment and installment plans with no interest or fees on eligible Home Hardware purchases made with the Scotiabank Scene+ Visa Card.†
Get the Scotiabank® Scene+™ Visa* Card for Students
By Phone
Call Scotiabank
In Person
Make an appointment at your local branch
Not sure if this is the card for you?
This card might not be right if you:
- Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
- Have a steady income of more than $12000/year (income requirement subject to change) as you may qualify for other types of available Credit Cards
- Prefer cash back rewards
- Prefer a card with certain embedded insurance benefits
Discover better options
Manage your credit card
™
Trademark of The Bank of Nova Scotia.
®
Registered Trademark of The Bank of Nova Scotia
™*
Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.
®*
Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.
*
Visa Int./Licensed User
♢
Trademark of Cineplex Entertainment LP, used under license.
1
All Scotiabank retail credit cards, except ScotiaLine Visa card, will have Visa payWave when issued or reissued.
2
For current rates and information on fees and interest cost, call 1-888-882-8958. Interest rates, annual fees and features are subject to change without notice. Learn more about credit card fees and interest rates.
3
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices see https://support.apple.com/km207105
4
Scotia Credit Card Protection is a group insurance policy underwritten by Chubb Life Insurance Company of Canada. All coverage is subject to terms and conditions including limitations and exclusions which are outlined in the Certificate of Insurance which you will receive upon enrolment.
†
10% of your outstanding credit card account balance for up to 10 months up to a maximum of $5,000 per month and a total maximum of $50,000 if you are unable to work due to involuntary Job Loss, Strike or Lockout or become disabled.
††
Critical Illness, Disability, Job Loss and Strike/Lockout coverage terminates at age 70. Life coverage terminates at age 80.