Fees at a Glance
Credit Card fees
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- Effective September 1, 2013
Credit Card Fees for:
Transaction Fees Dishonoured payment fee $42.50 Non-sufficient funds fee $42.50 Replacement sales draft, cash advance draft or monthly statement fee $5.00 Overlimit fee $29.00 Inactive fee¹ $10.00 Foreign currency conversion³ 2.5% Balance transfer fee² 1% of balance transfer amount Cash advance counter fee (any financial institution in Canada) $2.50 Cash advance counter fee (financial institutions outside of Canada) $5.00
ABM Fees Cash advance ABM fee (any Scotiabank ABM in Canada) $2.50 Cash advance ABM fee (non-Scotiabank ABMs in Canada) $2.50 Cash advance ABM fee (ABMs outside of Canada) $5.00
Scotiabank® U.S. Dollar VISA* Fees:
Transaction and ABM Fees (139 Kb)
- Note: Service charges are charged on the date the transaction occurs, unliess otherwise indicated. Read More
- The information is subject to change.
- For information on current interest rates, fees and foreign currency conversion, call 1-888-882-8958.
- 1 An Inactive fee of $10 may be charged to your account if there have been no transactions (either debit or credit) on your account for a period of 12 consecutive months.
- 2A fee of 1% of the balance transfer amount will be charged for each balance transfer over $100 during a period when a promotional interest rate applicable to balance transfers is in effect on your account which is lower than your regular interest rate for balance transfers.
- 3 A fee of 2.5% of the converted amount, applied to both debit and credit transactions.