Scotiabank Platinum
American Express® Card

Earn 30,000 bonus Scotia Rewards points upon first purchase1


Book and redeem for travel anywhere, anytime, with no travel restrictions3,4


Enjoy luxury travel privileges for your journey


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Great reasons to get this Card for your everyday purchases

Reach your goals 4x faster

  • Earn 4 Scotia Reward points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment.

  • Earn 1 point for every $1 you spend on everything else.

  • Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.

  • Redeem for travel anywhere, anytime, with no travel restrictions.

  • Enjoy exclusive benefits

  • Access to complimentary concierge services5, airport lounges6, Hertz #1 Club Gold membership, merchandise, rewards and more.

  • Peace of mind for every trip

  • Travel with confidence on every trip with our comprehensive travel insurance coverage

  • Scotiabank Rewards Program Terms and Conditions

    Fees, rates & other information8

    Annual Fee


    99.0 each Supplementary Card

    Interest rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with exclusive benefits

    As a Scotiabank American Express Platinum
    Cardholder, you’ll enjoy ultimate travel privileges.

    Book and redeem easily

    Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare9.

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    Enjoy Premium Concierge Services

    For everything from restaurant reservations to show tickets to finding the perfect birthday gift, your full-service travel and lifestyle Concierge Service is happy to assist, 24/7.

    Ensure your comfort at the airport

    Be confident that you’ll have a place to relax or catch up on business. Enjoy complimentary lounge access with Priority Pass and access over 600+ VIP lounges around the world.

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    Enjoy Special Offers, Access and Experiences with American Express Invites®

    American Express Invites11 opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and the first to go! Sign up for e-updates.

    See unique global events with your VIP Pass12

    Get exclusive access to Fashion Week in New York City, golf at Pebble Beach, custom menus by celebrity chefs and much more. Choose from a full menu of events and get the red carpet treatment.

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    Special Offers with Scotia Rewards Travel Advantage13

    Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.

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    Be a Hertz #1 Club Gold Member

    Enjoy speedier service, less paperwork, and other special privileges and benefits at over 8,500 locations across 147 countries.

    Beyond Travel Rewards

    Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Rewards.

    Scotia Rewards & SCENE® Points Conversion21

    You can convert your Scotia Rewards points to SCENE or your SCENE points to Scotia Rewards points instantly, anytime you want.   Remember that you must have a SCENE account to convert Scotia Rewards points to SCENE points and please review the rate conversions. 

    Visit and see the Conversion Program terms and conditions for more details. 

    Travel with 7 types of coverage

    Relax… While you’re away you have comprehensive travel protection.

    Travel Emergency Medical Insurance14

    Coverage is provided for eligible persons under age 65 for up to 31 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.

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    Trip Cancellation/Trip Interruption Insurance14

    Protect your travel investment with trip cancellation and trip interruption insurance at no extra cost when you charge at least 75% of your trip costs to your Card.

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    Flight Delay Insurance14

    Charge at least 75% of the full ticket cost to your Scotiabank American Express Platinum Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.

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    Rental Car Collision Loss/Damage Insurance14

    Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

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    Delayed and Lost Baggage Insurance14

    Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

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    Travel Accident Insurance14

    Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

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    Hotel/Motel Burglary Insurance15

    Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

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    For claim forms and answers to Frequently Asked Questions visit our partner's site

    Shop with 2 types of coverage

    Added coverage means you can shop with confidence anywhere around the world.

    Purchase Security & Extended Warranty Protection14

    Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

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    Price Protection Service14

    Most items purchased with your Card are protected in the event of a price drop within 60-days of purchase.

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    Enjoy all the benefits

    You also have all the advantages that come with being an American Express Cardholder.

    Save time at the checkout

    Tap your Scotiabank American Express Platinum Card or your smartphone for quick easy payments.

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    Get a Supplementary Card

    Add an additional Supplementary Cardholder to your Scotiabank American Express Platinum Card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member17.

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    Feel reassured (Optional protection)

    Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

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    Scotiabank American Express® Platinum Card

    In Person

    Make an appointment

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    By Phone

    takes about 8 minutes

    1 (800) 747-3208
    Apply Online

    Ultimate travel rewards & privileges

    Apply Now