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American Express® Card

Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months1

Book and redeem for travel anywhere, anytime, with no travel restrictions3 4



No Annual Fee


New to Canada?

No credit history needed.

Apply Now

See your travel rewards

and save

Calculate and Save

Existing customer? Apply now

Great reasons to get this card for your everyday purchases

Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, a full-service travel agency.

  • Redeem for travel anywhere, anytime, with no travel restrictions

  • Enjoy benefits

  • Access to special offers, merchandise, rewards and more

  • Peace of mind for every trip

  • Travel without worry with our travel insurance package

  • Scotiabank Rewards Program Terms and Conditions

    Fees, rates and other information5

    Annual Fee


    0.0 each Supplementary Card

    Interest rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with great benefits

    As a Scotiabank American Express Cardholder, you’ll enjoy lots of flexibility – and savings.

    Book and redeem easily

    Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare6.

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    Enjoy Special Offers, Access and Experiences with American Express Invites®

    American Express Invites7 opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and the first to go! Sign up for e-updates.

    Special Offers with Scotia Rewards Travel Advantage8

    Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.

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    Beyond Travel Rewards

    Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Rewards.

    Scotia Rewards & SCENE® Points Conversion15

    You can convert your Scotia Rewards points to SCENE or your SCENE points to Scotia Rewards points instantly, anytime you want.   Remember that you must have a SCENE account to convert Scotia Rewards points to SCENE points and please review the rate conversions. 

    Visit scotiarewards.com and see the Conversion Program terms and conditions for more details. 

    Save on Car Rentals

    As a Scotiabank American Express Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank American Express card.       

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    Travel with 4 types of coverage

    While you’re away you have travel protection.

    Travel Emergency Medical Insurance9

    Coverage is provided for eligible persons under age 65 for up to 8 consecutive days and for eligible persons age 65 and older for up to 3 consecutive days.

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    Trip Interruption Insurance9

    Charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost

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    Rental Car Collision Loss/Damage Insurance9

    Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

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    Travel Accident Insurance9

    Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

    More details

    For claim forms and answers to Frequently Asked Questions visit our partner's site.

    Shop with added coverage

    Added coverage means you can shop with confidence anywhere around the world.

    Purchase Security & Extended Warranty Protection9

    Most items purchased with your Card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

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    Price Protection Service9

    Most items purchased with your Card are protected in the event of a price drop within 60-days of purchase.

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    Enjoy all the benefits

    You also have all the advantages that come with being an American Express Cardholder.

    Save time at the checkout

    Tap your Scotiabank American Express Card or your smartphone for quick easy payments.

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    Get a Supplementary Card

    Add an additional Supplementary Cardholder to your Scotiabank American Express Card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member11

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    Feel reassured (Optional protection)

    Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

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    Scotiabank American Express® Card

    In Person

    Make an appointment

    Find a branch
    By Phone

    takes about 8 minutes

    1 (800) 747-3208
    Apply Online

    Travel rewards with no annual fee

    Apply Now