Scotia Momentum® Mastercard®* Credit CardGet an introductory rate of 7.99% on purchases for the first six months1
Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.2
Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device
No annual fee3
Fees, Rates & Other Information3
0.0 each Supplementary Card
19.99 / 22.99
19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques
Benefits of the Scotia Momentum Mastercard Credit Card
Take advantage of all the benefits of a Scotia Momentum Mastercard credit card.
As a Scotia Momentum Mastercard Credit Card cardholder, your card gives you access to handpicked experiences from Mastercard in cities around the world.
Mastercard Worldwide Acceptance6
Mastercard is accepted in more than 150 currencies, 210 countries and territories and at millions of merchant locations worldwide.
Mastercard is the only credit card accepted at Costco warehouses in Canada.
The introductory 7.99% interest rate applies to purchases only. This rate applies when the new Scotiabank credit card account ("Account") is opened and will then continue for 6 months from that date ("the Promotional Period"). After the Promotional Period, balances that were at 7.99% (including any unpaid balances) will increase to the preferred interest rate for purchases on your Account. Purchases exclude refunds, returns or other similar credits, payments, cash advances, balance transfers, Scotia Credit Card Cheques, interest, fees or other charges. Offer applies to new Accounts only that are opened by June 30, 2018. Offer may be changed or extended and cannot be combined with any other offer. Rates and fees are subject to change
You will earn 1% cash back on net purchases made with your eligible Scotia Momentum Mastercard credit card at gas stations, grocery stores and drug stores as classified by Mastercard (Merchant Codes: 5411, 5541, 5542 & 5912). Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by Mastercard in another manner, in which case this added benefit would not apply. Recurring payments are defined as payments made on a monthly or regular basis automatically billed by the merchant to your Card. Recurring payments are typically telecommunication, insurance, membership, subscriptions, etc. Not all merchants offer recurring payments. (Please check with your merchant to see if they offer recurring payments on Mastercard cards.) You will earn 0.5% cash back on all other eligible purchases made with your Scotia Momentum Mastercard credit card. Cash Advances (including Balance Transfers, Scotia Credit Card Cheques or Cash-Like Transactions), returns, refunds or other similar credits, fees, interest charges or service/transaction charges do not qualify for cash back. See your Scotia Momentum Mastercard Cash Back Program Terms and Conditions for full details.
If you're a Mastercard credit card cardholder, you'll receive the benefit of Zero Liability in the event of the unauthorized use of your Canadian-issued Mastercard card.
The Primary Cardholder on the Scotia Momentum Mastercard Credit Card Account is responsible for all charges to the Account including those made by the additional Authorized User (Supplementary Cardholder).
As reported in the Mastercard 2016 annual report. Subject to change.
Registered Trademark of The Bank of Nova Scotia.
Mastercard, Priceless Cities and Tap & Go are registered trademarks, and the circles design, Masterpass and Mastercard Global Services are trademarks of Mastercard International Incorporated and used under license by The Bank of Nova Scotia.
Registered trademark of Price Costco International, Inc. used under license.
The Scotiabank StartRight Program created for Canadian Landed Immigrants from 0-3 years in Canada, International Students and Foreign Workers.