Scotia Momentum®  Mastercard®* Credit Card

Get an introductory rate of 7.99% on purchases for the first six months1
Scotia Momentum Mastercard Credit Card

Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device



No annual fee3

New to Canada?

No credit history needed.

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Scotia Momentum

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More reasons to get this card for your everyday purchases

Gas Stations2


Grocery Stores2


Drug Stores2


Recurring Bill Payments2


Plus earn 0.5% cash back on all other eligible purchases.2

Scotia Momentum Mastercard Card Cash Back Program Terms and Conditions



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Fees, Rates & Other Information3

Annual Fee


0.0 each Supplementary Card

Interest Rates


19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit



Benefits of the Scotia Momentum Mastercard Credit Card

Take advantage of all the benefits of a Scotia Momentum Mastercard credit card.

Make the most of your credit card

Consolidate all your current recurring payments on your card and turn them into cash back rewards!

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Get a Supplementary card5

Add an additional supplementary card (an Authorized User card) to your Scotia Momentum Mastercard Credit Card Account. One account, multiple cards. No annual fee. Get an additional card for a friend or family member. Ask us more!5

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Save time at the checkout

Whether you're shopping in-store or online, your Mastercard contactless card is the quick, convenient and secure way to purchase everything on your list.

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Get Access to Exciting Experiences with Mastercard

As a Scotia Momentum Mastercard Credit Card cardholder, your card gives you access to handpicked experiences from Mastercard in cities around the world.

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Zero Liability Protection4 by Mastercard

Have peace of mind knowing that you are protected from theft and fraudulent use of your card.

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Mastercard Global Services

24-hour access to Mastercard Global Service, a Mastercard support service that's available every day of the year to help you if your card is lost or stolen.

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Mastercard Worldwide Acceptance6

Mastercard is accepted in more than 150 currencies, 210 countries and territories and at millions of merchant locations worldwide.

Costco®† Wholesale

Mastercard is the only credit card accepted at Costco warehouses in Canada.

Save on Car rentals

As a Scotia Momentum Mastercard Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum Mastercard Credit Card.       

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Scotia Momentum® Mastercard®* Credit Card

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