Mastercard^®* credit card

Paying your credit card on time and not going over your credit limit shows that you can use credit responsibly.

It’s also a good idea to keep your account balances below 35% of your available credit. For example, if you have a credit card with a $1,000 limit, try to keep the outstanding balance below $350.

You can activate your Scotiabank American Express or Visa card online or by calling us at 1-800-806-8600.
To activate your MasterCard, please call 1-866-583-6289.

If we don't receive your minimum payment by the minimum payment due date, the interest rate on your credit card may go up and your credit score may be affected.

If you are concerned about fraud, please call us at 1-800-472-6842. You can also visit the Security Centre page on our website for more information about protecting yourself from fraud.

Please call us as soon as possible at 1-800-472-6842 (Relay services for Deaf, deafened, and hard of hearing customers are available).