For a limited time get a 4-year fixed rate, closed term at 2.74%2 only through Scotiabank eHOME
The benefits of Scotiabank eHOME
Exclusive online offers
Preferred mortgage rates just for you.² And, save up to $300 in appraisal fees.3
Simple and secure
Complete your application when and where you want. No appointments required.4
Help when you need it
If you have any questions, a mortgage specialist is here to help.
You’ll always know the status of your application with real-time updates.
Scotiabank eHOME is right for you if
You’ve signed a Purchase & Sale Agreement on a new home that you’ll be living in (not for mortgage pre-approvals or rental properties)
You’re a Canadian citizen or permanent resident
Your home is located in Canada (excluding Quebec)
You have no more than 2 borrowers applying for the mortgage
Watch the video to learn more
All mortgage applications are subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amounts.
This Offer is available only on a new 4 year fixed rate closed Scotiabank Flexible Mortgage through Scotiabank eHome with a principal amount of at least $25,000 CAD and an amortization of 30 years or less. This Offer applies to owner-occupied purchases through Scotiabank eHOME only and is not available for renewals, refinances and switches or to customers who obtain a mortgage through another platform. The interest rate for a fixed rate mortgage is calculated semi-annually, not in advance. The Annual Percentage Rate (“APR”) is 2.74%, based a mortgage of $100,000 with a 25-year amortization and assumes no appraisal or other fees. This Offer may be changed, withdrawn, suspended or extended at any time, without notice to you and may not be combined with any other discounts, offers, or promotions. All Mortgages must be in first position. Other conditions may apply.
Scotiabank will waive up to $300 to cover the costs of an appraisal ordered or approved by Scotiabank. The appraisal fee waiver offer is available for new home purchases only and does not apply to refinance transactions.
You are required to meet with the lawyer who is completing the purchase of your home to sign documents and obtain the keys.
All mortgages approved through eHOME will be structured as a Scotia Total Equity® (STEP) Plan.
Registered Trademark of The Bank of Nova Scotia.