Scotiabank Group Deposit Product List

The following Scotiabank group members are each CDIC member institutions. Each institution has its own list of deposit products eligible for CDIC deposit insurance (up to the maximum protection limit).

  • The Bank of Nova Scotia
  • Scotia Mortgage Corporation
  • Montreal Trust Company of Canada
  • National Trust Company

The following instruments and/or products are deposits eligible for deposit insurance (up to the maximum protection limit) through the Canada Deposit Insurance Corporation. Eligible deposits could be in any currency payable in Canada. For full details of coverage limitations, see the CDIC brochure “Protecting Your Deposits”, which is available from your Scotiabank branch or from CDIC. You may contact CDIC at 1‑800‑461-CDIC (2342) or visit its website at www.cdic.ca.

The Bank of Nova Scotia

 Member of Canada Deposit Insurance Corporation

Available for Sale

AgriInvest

Basic Bank Account

Basic Plus Bank Account 

Basic Business Account

Business Investment Account

Dual Rate Investment Account

Getting There Savings Program® for Youth 

Interest Bearing Business Accounts

Money Master ® Savings Account 

Preferred Package

Right Size Account for business

Right Size Savings for business 

Scotia Community Account Plan

Scotia Euro Daily Interest Savings Account

Scotia U.S. Dollar Daily Interest Account

Scotiabank MomentumPLUS Savings Account

ScotiaOne Account Plan for agriculture 

Select Account for business

SPP Plus Account Plan

Student Banking Advantage™ Plan

Term Bonus Account

Ultimate Package

USD Clear Through Account

Not Available for Sale

Account Plan for business

Business Interest Account 

Corporate Deposit Account

Daily Interest Savings – Home Ownership Savings Plan 

Institutional Deposit Account 

Interest Savings Account

Low Fee Account for business 

Money Master for business™ 

Notice Investment Account 

Powerchequing™ Account 

Scotia All-in-One Account 

Scotia Blue Chip Savings Account 

Scotia Chequing Account 

Scotia Executive Money Master Account 

Scotia Gain Plan® Investment Savings Account 

Scotia One Service 

Scotia Plus® Program for Seniors 

Scotia Power Savings Account™

Scotia Power Savings for business 

Scotia Private Banking Account

Scotia Value® Account 

Scotiabank Momentum Chequing Account 

Scotiabank Momentum Savings Account 

ScotiaClub Account 

ScotiaOne Account Plan for business 

Treasury Account 

Bank Official Cheque

Certified Cheque

Draft

GIC Interest Cheque

Money Order

Pre-paid Letters of Credit

Wire/Telephone Transfer

Accrued Interest Payable on Deposits

Items in Transit

Outstanding Payments to Customers 

Personal Trust Float Funds Cash Balances 

Proceeds of Collections Pending Remittance

Scotia® Self-Directed Cash Balances

Available for Sale

AgriInvest Deposit Account

Cashable GIC

Crowd Deposit Account

Guaranteed Income Optimizer

Investment Cash (BNS Dealer Only)

Non-Redeemable GIC

Notice Plan

Pre-Paid Letters of Credit

Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Trust/Sub-Account Plan

 

 

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC

Scotia Dividend Fund GIC

Scotia GIC with Flex

Scotia Market Powered GIC

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

U.S. Market Stock-Indexed GIC

Variable Rate GIC

Available for Sale

Bank of Nova Scotia Investment Savings Account

Cashable GIC

Guaranteed Income Optimizer

Investment Cash (BNS Dealer Only)

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC 

Scotia GIC with Flex 

Scotiabank Equity Powered GIC – American Growth 

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC 

U.S. Market Stock-Indexed GIC

Available for Sale

Bank of Nova Scotia Investment Savings Account

Cashable GIC

Investment Cash (BNS Dealer Only)

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

Daily Interest Savings

G7 Stock-Indexed GIC 

Money Master for RSPs

Scotia Dividend Fund GIC

Scotia Market Powered GIC

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

U.S. Market Stock-Indexed GIC

All references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Locked-in Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), Restricted Locked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-in Retirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds (PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).

Available for Sale

Cashable GIC

Investment Cash (BNS Dealer Only)

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

Scotia GIC with Flex

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

Scotia Mortgage Corporation

 Member of Canada Deposit Insurance Corporation

Accrued Interest Payable on Deposits

Mortgage Property Tax Accounts

Proceeds of Collections Pending Remittance

Available for Sale

Guaranteed Income Optimizer

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

 

Not Available for Sale

Accelerated-Rate GIC 

The Ultimate Laddered GIC

Available for Sale

Guaranteed Income Optimizer

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Not Available for Sale

Accelerated-Rate GIC 

The Ultimate Laddered GIC

Available for Sale

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Not Available for Sale

The Ultimate Laddered GIC

All references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Locked-in Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), Restricted Locked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-in Retirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds (PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).

Available for Sale

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Not Available for Sale

Accelerated-Rate GIC 

The Ultimate Laddered GIC

Montreal Trust Company of Canada

 Member of Canada Deposit Insurance Corporation

Accrued Interest Payable on Deposits

Mortgage Property Tax Accounts

Proceeds of Collections Pending Remittance

Available for Sale

Cashable GIC

Guaranteed Income Optimizer

Non-Redeemable GIC

Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC

Scotia GIC with Flex

Scotia Market Powered GIC

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

U.S. Market Stock-Indexed GIC

Available for Sale

Cashable GIC

Guaranteed Income Optimizer

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC

Scotia GIC with Flex

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

U.S. Market Stock-Indexed GIC

Available for Sale

Cashable GIC

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC

Scotia Dividend Fund GIC

Scotia Market Powered GIC

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

U.S. Market Stock-Indexed GIC

All references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Locked-in Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), Restricted Locked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-in Retirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds (PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).

Available for Sale

Cashable GIC

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

Scotia GIC with Flex 

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

National Trust Company

 Member of Canada Deposit Insurance Corporation

Accrued Interest Payable on Deposits

Available for Sale

Cashable GIC

Guaranteed Income Optimizer

Non-Redeemable GIC

Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC

Scotia GIC with Flex

Scotia Market Powered GIC

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth 

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

U.S. Market Stock-Indexed GIC

Available for Sale

Cashable GIC

Guaranteed Income Optimizer

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC

Scotia GIC with Flex

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth 

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

U.S. Market Stock-Indexed GIC

Available for Sale

Cashable GIC

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

G7 Stock-Indexed GIC 

Scotia Dividend Fund GIC

Scotia Market Powered GIC 

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC 

U.S. Market Stock-Indexed GIC

 

All references to RRSP/RRIF include Registered Retirement Savings Plans (RRSP), Locked-in Retirement Savings Plans (LRSP), Locked-in Retirement Accounts (LIRA), Restricted Locked-in Savings Plans (RLSP), Registered Retirement Income Funds (RRIF), Locked-in Retirement Income Funds (LRIF), Prescribed Registered Retirement Income Funds (PRRIF), Restricted Life Income Funds (RLIF), and Life Income Funds (LIF).

Available for Sale

Cashable GIC

Non-Redeemable GIC

Scotiabank Savings Accelerator Account

Scotiabank Market Linked GIC – Scotiabank Canadian Low Volatility Index

Scotiabank Market Linked GIC – Scotiabank Canadian Top 60

Scotiabank Market Linked GIC – Scotiabank Canadian Utilities

Scotiabank Market Linked GIC – Scotiabank U.S. Top 500

Not Available for Sale

Accelerated-Rate GIC

Scotia GIC with Flex 

Scotiabank Equity Powered GIC – American Growth

Scotiabank Equity Powered GIC – Canadian Growth

Scotiabank Equity Powered GIC – Canadian Guaranteed Return

Scotiabank Equity Powered GIC – Canadian Income

Scotiabank Equity Powered GIC – Global Growth

Scotiabank Index Powered GIC

The Ultimate Laddered GIC

 

 

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