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Basic Bank Account

A basic bank account that covers your minimal financial needs

Is this Chequing Account right for you?

Right for you if you:

  • Can benefit from up to 12 debit transactions per month included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest


Basic Bank Account
Get Basic Bank Account

An award-winning basic bank account

Voted 2020 Best basic accounts from a big bank by MoneySense

Account features

  • 12 free transactions3  per month

  • Free Interac e-Transfer transactions


Account fees

$3.95/mth

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Easy Switch

We made switching banks easy, just for you.
 

Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $3.95 on the monthly account fee.

View Seniors' Discount

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Preferred Package

Our most popular features packaged for your everyday banking needs.

Preferred Package details

Basic Plus Bank Account

A basic account with value-added features.


Basic Plus Bank Account details