Basic Bank Account

A basic bank account that covers your minimal financial needs

Basic Bank Account
Get Basic Bank Account

Account features

Usage
  • 12 free transactions3  per month

  • 2 free Interac e-Transfer transactions per month


Account fees

$3.95/mth

Get rewarded

Earn points on everyday purchases with your choice of rewards program10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more


Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Easy Switch

We made switching banks easy, just for you.
 

Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $3.95 on the monthly account fee.

View Seniors' Discount

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Preferred Package

Our most popular features packaged for your everyday banking needs.

Preferred Package details

Basic Plus Bank Account

A basic account with value-added features.


Basic Plus Bank Account details