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Low interest credit cards
If you typically carry a credit card balance, this card will help you save money on interest payments.
Choose the credit card that’s right for you
Is this credit card right for you?
Right for you if you:
- Would like the option of paying an annual fee to receive a lower interest rate
- Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
- Want an interest free grace period on purchases
- Usually carry a balance on your card (consistently each month)
May not be right for you if you:
- Prefer cash back or reward points
- Don’t mind a higher interest rate on your card as you don’t carry a balance often (consistently pay off your balance in full), and value additional rewards and benefits offered by one of our other Cards
LOW INTEREST
Scotiabank Value® Visa* Card
0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.1 Plus pay no annual fee in the first year.1
Save up to hundreds of dollars a year on interest.
Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances