Explore Scotiabank’s chequing accounts

1. Open your new chequing account from October 30, 2026, to March 4, 2027.
2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least four consecutive months.
3. Then, complete one of the following within first 60 days of your new account opening:
   • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 4 months in a row.
   • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
   • Make five eligible Visa* Debit purchases using your ScotiaCard®.

1. Meet all conditions of the $700 offer. 
2. Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).

1. Meet all conditions of the $700 offer.
2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

Review terms and conditions for full details¹.

1. Open your new chequing account from October 30, 2026, to March 4, 2027.
2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least four consecutive months.
3. Then, complete one of the following within first 60 days of your new account opening:
   • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 4 months in a row.
   • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking.
   • Make five eligible Visa* Debit purchases using your ScotiaCard®.

1. Meet all conditions of the $700 offer.
2. Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).

1. Meet all conditions of the $700 offer.
2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

Review terms and conditions for full details¹.

1. Open a new Preferred Package for Students and Youth account with a Scene+^™ debit card between November 2, 2026 and February 28, 2027.
2. Within 60 days of opening your account, complete two of the following:

• Set up and receive at least one eligible automated recurring direct deposit for 3 months in a row
• Set up and make at least one eligible recurring pre-authorized transaction for 3 months in a row
• Complete at least five eligible Visa^* Debit purchases using your debit card^®

The $175 welcome bonus¹ will be deposited to your Preferred Package for Students and Youth account within 6 months of when you opened the account.

Browse terms and conditions for full details.¹

1. Open your new chequing account from October 30, 2026, to March 4, 2027.
2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least four consecutive months.
3. Then, complete one of the following within first 60 days of your new account opening:
   • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 4 months in a row.
   • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
   • Make five eligible Visa* Debit purchases using your ScotiaCard®.

1. Meet all conditions of the $700 offer. 
2. Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).

1. Meet all conditions of the $700 offer.
2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

Review terms and conditions for full details¹.

1. Open your new chequing account from October 30, 2026, to March 4, 2027.
2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least four consecutive months.
3. Then, complete one of the following within first 60 days of your new account opening:
   • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 4 months in a row.
   • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking.
   • Make five eligible Visa* Debit purchases using your ScotiaCard®.

1. Meet all conditions of the $700 offer.
2. Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).

1. Meet all conditions of the $700 offer.
2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

Review terms and conditions for full details¹.

1. Open a new Preferred Package for Students and Youth account with a Scene+^™ debit card between November 2, 2026 and February 28, 2027.
2. Within 60 days of opening your account, complete two of the following:

• Set up and receive at least one eligible automated recurring direct deposit for 3 months in a row
• Set up and make at least one eligible recurring pre-authorized transaction for 3 months in a row
• Complete at least five eligible Visa^* Debit purchases using your debit card^®

The $175 welcome bonus¹ will be deposited to your Preferred Package for Students and Youth account within 6 months of when you opened the account.

Browse terms and conditions for full details.¹

1. Open a new Preferred Package for Students and Youth account with a Scene+^™ debit card between November 2, 2026 and February 28, 2027.
2. Within 60 days of opening your account, complete two of the following:

• Set up and receive at least one eligible automated recurring direct deposit for 3 months in a row
• Set up and make at least one eligible recurring pre-authorized transaction for 3 months in a row
• Complete at least five eligible Visa^* Debit purchases using your debit card^®

The $175 welcome bonus¹ will be deposited to your Preferred Package for Students and Youth account within 6 months of when you opened the account.

Browse terms and conditions for full details.¹

1. Open your new chequing account from October 30, 2026, to March 4, 2027.
2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least four consecutive months.
3. Then, complete one of the following within first 60 days of your new account opening:
   • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 4 months in a row.
   • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
   • Make five eligible Visa* Debit purchases using your ScotiaCard®.

1. Meet all conditions of the $700 offer. 
2. Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).

1. Meet all conditions of the $700 offer.
2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

Review terms and conditions for full details¹.

1. Open your new chequing account from October 30, 2026, to March 4, 2027.
2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least four consecutive months.
3. Then, complete one of the following within first 60 days of your new account opening:
   • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 4 months in a row.
   • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking.
   • Make five eligible Visa* Debit purchases using your ScotiaCard®.

1. Meet all conditions of the $700 offer.
2. Within 60 days of opening your eligible chequing account, open your first eligible Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or First Home Savings Account (FHSA).

1. Meet all conditions of the $700 offer.
2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

Review terms and conditions for full details¹.