GIC interest rates

Personal accounts

Featured GIC rates

3.00%1

On a 24-month term
(annual rate)

 

Personal Redeemable GICs

3.60%1

On a 1-year term
(annual rate)

 

Non-Redeemable GIC

3.55%1

On a 2-year term
(annual rate)

 

Non-Redeemable GICs

For Preferred Package* and Ultimate Package** customers (interest is shown compounded and paid annually).

 

Term Preferred Package customer Ultimate Package customer
3 years 3.36% 3.46%
Term Customers without Preferred or Ultimate Package
3 years 3.15%

Find more information about the Preferred Package.
** Find more information about the Ultimate Package.

(Non-registered: annual, semi-annual minimum $500 / monthly minimum $5,000, RRSPs/RRIFs: minimum $500)

(Non-registered: Minimum $5,000, 30 days, RRSPs and RRIFs: minimum $500, 90 days)

(All plans: minimum $500, interest paid at maturity)

(RRSP: minimum $500, non-registered: minimum $500) Current annual interest rate paid at maturity.

Scotiabank Equity Powered GICs4  

(No longer for sale – April 9, 2019)

Scotiabank Index Powered GICs

(No longer for sale – April 9, 2019)

(Minimum investment amount: $5000)

Learn how to get started with investing with our step-by-step guide from Advice+