Bank Accounts and Packages

All of our accounts come with your choice of SCENE or Scotia Rewards10

  • Ultimate Package

    Spend, save and invest, all from one package

    $350 welcome bonus!2

    • Unlimited debit transactions3 & Interac e-Transfer transactions
    • Up to $139 annual fee waiver each year on select credit cards5
    • For a limited time, earn up to 3.10%23 on your MomentumPLUS Savings Account7
    • Unlimited free Global non-Scotiabank ABM withdrawals6
    • 9 more premium perks

    $0* or $30.95/mth

    * No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

    View Ultimate Package

  • Preferred Package

    Our most popular features packaged for your everyday banking needs

    $300 welcome bonus!2

    • Unlimited debit transactions3 & Interac e-Transfer transactions
    • First year annual fee waiver (up to $139) on select credit cards 12
    • For a limited time, earn up to 3.05%23 on your MomentumPLUS Savings Account14
    • 4 more perks

    $0* or $15.95/mth

    * No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

    View Preferred Package

  • Basic Plus Bank Account

    A basic account with value-added features

    • 25 free debit transactions3 per month
    • 10 free Interac e-Transfer transactions per month

    $0* or $10.95/mth

    * No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

    View Basic Plus Bank Account

  • Student Banking Advantage® Plan

    A worry-free account matched for student life

    • Unlimited debit transactions3 and Interac e-Transfer  transactions

    $0*/mth

    * Must be currently enrolled full time in a post-secondary institution in Canada or the U.S. (Domestic or International students)

    View Student Banking Plan

  • Getting There Savings Program for Youth

    Start building healthy financial habits early

    • Unlimited debit transactions3 and 2 free Interac e-Transfer transactions per month

    $0*/mth

    * Must be 18 years old or younger

    View Youth Savings Program

  • Basic Bank Account

    A basic bank account that covers your minimal financial needs

    • 12 free transactions3 & 2 free Interac e-Transfer transactions per month

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice

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