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No annual fee credit cards
Instead of paying that annual fee, you keep the extra cash and decide where it goes.
Choose the credit card that’s right for you
SCENE+
Scotiabank® Scene+TM Visa* Card
Earn up to 10,000 bonus Scene+ points within your first 3 months.1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 2X the points3
NO ANNUAL FEE
Scotia Momentum® No-Fee Visa* Card
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).1
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 1% cash back2
TRAVEL AND LIFESTYLE
Scotiabank American Express® Card
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 3X the points1
CASH BACK
Scotia Momentum® Mastercard®* credit card
7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).2
Annual fee
Purchase interest rate
Cash advance rate
You could earn Up to 1% cash back1