Tips to Reduce Fees

Use your ScotiaCard® banking card where you shop to make direct payment purchases. It's safer and more convenient than cash; cheaper and faster than writing a cheque. If you do not already have a ScotiaCard, visit your Scotiabank branch to obtain one.

Having the right account that fits your lifestyle is important.

To find out which account is best for you try our Account Selector.

To save on transaction costs you may want to change to the Scotia One™ account that offers unlimited transactions.

Scotiabank Momentum Chequing Account, the only bank account that gives you 1% money back with every debit purchase.

With overdraft protection, you can avoid the expense and embarrassment of having insufficient funds in your account. All debit transactions (i.e. cheques, pre-authorized payments, etc.) will be honoured up to your pre-set overdraft limit (subject to credit approval).