Scotia OneTM Account

Get it all,
with Scotia One.

With unlimited debit transactions and flexible access to your funds, the Scotia One account is perfect for you.

Open an Account
  • Monthly Fee $12.95 per month

  • Seniors Fee (age 60+) $8.95 after discount

  • Fee WAIVED with minimum $3,500
    daily closing balance


  • Unlimited debit transactions3
  • Scotia InfoAlerts - Receive account information via text or email
  • Eligible for CDIC insurance. Please see CDIC Deposit Insurance Information for further details.

Account Add-ons

Take advantage of our combo offers. Some things are just better together.

Bank the Rest Program

Spend and save just by using your ScotiaCard® debit card. Learn more

Service & Add-ons

Many services are available to you just for being a Scotiabank customer. Learn more Learn more

Optional programs available with this account

SCENE Rewards

SCENE Debit Card


Hockey Rewards

ScotiaHockey NHL Debit Card
Scotiabank SCENE debit card

Monthly Recordkeeping Options & Fees

  • Paperless No Charge
    Paper Statement $2.00/month
    Paper Statement with Cheque Image Return $2.50/month
    Passbook $2.00/month
  • Interest
    No interest is paid on this account
  • Unlimited debit transactions3 which includes: Interac debit card purchases, ABM cash withdrawals, bill payments (Including Pre authorized debits), account transfers and cheques.
  • Summary of Account Fees.
  • Overdraft protection (subject to credit approval) is also available; regular fees apply.
  • Eligible for CDIC Coverage.

Additional Information

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Tools It's easy to achieve your goals.

Account Selector

Let us help you find the right account.

Use this tool

Account Comparison Tool

Easily compare features of up to three accounts.

Use this tool

SCENE Calculator

See how fast points rack up with the SCENE Calculator.

Use this tool

Bank The Rest calculator

See how much money you'll save monthly with your regular debit card purchases.

Use this tool
Videos See our latest demos and videos.
Watch the 'Save Automatically' videoSave Automatically 0:54 min | Transcript
Talk to a Scotia advisor and find out how you can save $1,500 or more a year - without the "big lecture". We've made it easy to save more every year in three simple ways. Watch video
Watch the 'SCENE ScotiaCard' video SCENE ScotiaCard 0:30 min
Earn movie rewards and more. Watch video
Watch the 'Save Automatically' video SCENE Program + Scotiabank 2:32 min | Transcript
You may never have to pay for a movie again. See how easy it is with a SCENE membership. Watch video

Bank anytime, online, on your own time

Enjoy a consolidated view of all your accounts. Plus, the most frequently used functions like your Accounts view, Bill Payments, and Transfers are easy to locate.

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