Introducing the Scotia® Moneyback™ Account, the only bank account that gives you 1% money back with every debit purchase. Before you know it, you could earn up to $300, simply by doing the things you do every day.
1% money back and more
With the Scotia Moneyback Account, your debit purchases give you 1% money back. Your account also comes with other features, including:
- 1% money back On all debit Point of Sale (POS) purchases made from your MoneybackTM account.
- Unlimited self-service transactions For transactions like cheque writing, bank machine cash
withdrawals, POS purchases and online transfers.
- Two free Interac*** withdrawals Per month from non-Scotiabank bank machines in Canada.
- Scotia InfoAlerts Receive account information via text or email.
PLUS:
Optional Scotia® Moneyback™ branded ScotiaCard available
Free paperless statements and available paper-based statements for only $1.00/month or $2.00/month with Cheque Image Return.
Existing Customers
Change to a Moneyback ScotiaCard with Interac Flash Today!
Fees & Terms
1%
money back
Up to $300 per year
Unlimited self-service transactions
Fees
- $14.95 per month 1
- One free teller transaction per month. Thereafter, a fee of $1.50 applies for each additional teller transaction
- Summary of Account Fees
-
| Paperless |
No Charge |
| Paper Statement |
$1.00/month |
| Paper Statement with Cheque Image Return |
$2.00/month |
| Passbook |
Not Available |
-
Interest
| No interest is paid on this account |
Additional Information
Adobe Acrobat Reader is needed to download PDF brochures.
- Day-to-Day Banking Companion Booklet
PDF: 499 kb
Download
- Scotia Moneyback Account Terms & Conditions
PDF: 436 kb
Download
Account combos to add on
Take advantage of our combo offers. Some things are just better together.
Bank The Rest®
Scotia® MoneybackTM Account
With our Bank The Rest savings program, you can spend and save just by using your Scotiacard® debit card.
Apply now
Account Add-ons and Other Features
Many services are available to you just for being a Scotiabank customer.
- Scotia® InfoAlerts Receive text message or email alerts that keep you up-to-date on account balances and transactions, account limits, account activity, and security-related activities. More details
- Scotia Simple Switch The Scotia Simple Switch® program is a free service providing you with a convenient and hassle-free way to transfer your bank account to Scotiabank. More details
- Interac*** e-Transfer Send money to, and receive money from, anyone with a Canadian bank account. More details
- Western Union When you need to send money to loved ones, count on Western Union Money Transfer®* services to do it quickly and conveniently. More details
- Pre-Authorized Payments Scotiabank Pre-Authorized Payments allow you to pay your bills automatically to over 2,200 companies.
More details
- Direct Deposit Direct deposit is the quick and easy way to have cheques deposited to your account electronically for easy access to your money. More details
- Overdraft Protection Never worry about having enough funds to cover a cheque or Interac*** direct payment purchase with Overdraft Protection (Subject to credit approval). More details
- Pre-Authorized Contributions Set up an automatic investment plan with a little as $50 per month. Regular contributions give you the benefits of compound investing and dollar cost averaging. More details
Earn money back