Scotiabank Momentum Chequing Account

Momentum Chequing Account Debit Card

Get 1% money back on all your purchases

You could get up to $300 cash back on everyday purchases.

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  • Monthly Fee $14.95 per month

  • Seniors Fee (age 60+) $10.95 after discount


  • 1% money back on your debit purchases (up to $300 money back)
  • Unlimited self-service transactions3
  • Two free Interac*** withdrawals per month from Non-Scotiabank machines in Canada
  • One free teller transaction per month. A fee of $1.50 applies for each additional teller transaction
  • Eligible for CDIC insurance. Please see CDIC Deposit Insurance Information for further details.

Account Add-ons

Take advantage of our combo offers. Some things are just better together.

Bank the Rest Program

Spend and save just by using your ScotiaCard® debit card. Learn more

Service & Add-ons

Many services are available to you just for being a Scotiabank customer. Learn more Learn more

Optional programs available with this account

Hockey Rewards

ScotiaHockey NHL Debit Card

Monthly Recordkeeping Options & Fees

  • Paperless No Charge
    Paper Statement $2.00/month
    Paper Statement with Cheque Image Return $2.50/month
    Passbook Not Available
    Interest No interest is paid on this account
  • Unlimited self-service transactions including3 : Interac debit card purchases, ABM cash withdrawals, bill payments (Including Pre authorized debits), account transfers and cheques.
  • One free teller transaction per month. A fee of $1.50 applies for each additional teller transaction.
  • Summary of Account Fees.
  • Scotiabank Momentum Chequing Account Terms and Conditions

Account Selector

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Account Comparison Tool

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Bank The Rest calculator

See how much money you'll save monthly with your regular debit card purchases.

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Videos See our latest demos and videos.
Watch the 'Earn money back' video Earn money back 0:49 min | Transcript
Now there are more ways than ever to earn money back on everyday things. Watch video
Watch the 'Bank The Rest' video Bank The Rest 2:32 min | Transcript
Spend and save at the same time when you make purchases with your Scotiabank debit card. Watch video

Bank anytime, online, on your own time

Enjoy a consolidated view of all your accounts. Plus, the most frequently used functions like your Accounts view, Bill Payments, and Transfers are easy to locate.

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